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30338 Home Insurance Rates

Getting multiple homeowners insurance rates in 30338 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Atlanta, GA. Many homeowners based out of the 30338 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Georgia licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30338 should appear in the zip code field ready to go. For Atlanta, GA Home Insurance Quotes, Click to easily get started!

30338 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 30338 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Atlanta. For a basic HO-3, standard homeowners policy, the average premium per year in Georgia is around $1186. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 30338 zip code today and let us help you save time and money on your homeowners insurance premium.

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30338 Home Insurance Average Premiums

Local 30338 homeowners insurance quotes comparison

$936 /yr.

Shows Zip Code: 30338 lowest rates with discounts applied on average.

For the 30338, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$936 /yr.
Average Coverage:$1186 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1486 /yr.

What is the average home insurance cost for a home in 30338?

  • • The average homeowners insurance premium paid annually for a home in 30338 is around $1186 per year.

What does it cost on average per month for home insurance in 30338?

  • • Homeowners in 30338 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 30338?

  • • Autoowners in 30338 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30338.
Review average rates in another zip code:
30310 homeowners insurance rates
30309 homeowners insurance rates
30311 homeowners insurance rates
30346 homeowners insurance rates
30326 homeowners insurance rates
30350 homeowners insurance rates
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30324 homeowners insurance rates
30328 homeowners insurance rates
30337 homeowners insurance rates

Home Replacement Cost Coverage in 30338

Average Building Cost Per Square Foot in 30338: $122

Location: Atlanta, Georgia (Dekalb County)

Average Square Footage in 30338: 3,952 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30338 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30338 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30338 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,952 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,952$482,200
Additional Upgrades & Added Features$1533,952$602,750
Major Home Updates or Advancements$1833,952$723,300

It's important to understand that when you estimate your replacement cost of your home in the 30338 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30338

Allstate Insurance - Paul Hundal

Address: 4511chamblee Dunwoody Dunwoody, GA 30338
Phone: (770)394-3150
Website:

Best Home & Auto Insurance Agencies in 30338

Allstate Insurance Company - Tejpal Hundal

Address: 4511 Chamblee Dunwoody Rd Atlanta, GA 30338
Phone:
Website: http://www.allstateagencies.com/004633?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Paul Hundal

Address: 4511 Chamblee Dunwoody Rd Dunwoody, GA 30338
Phone:
Website:
Info:

Harden- Mark W - State Farm Insurance Agent

Address: 1874 Independence Sq Atlanta, GA 30338
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Massie Hundal

Address: 1816 Independence Sq Atlanta, GA 30338
Phone:
Website: http://www.allstateagencies.com/051737?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies - Sale Offices- Dunwoody

Address: 1705 Mt Vernon Rd Atlanta, GA 30338
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 30338

Population Review for 30338 Zip Code

For the city of Atlanta, the population within 30338 has increased to over 38,025 residents in population size. The current population total is 37,650. We have broken down the population based on race below. In 30338, there are over 18038 in male population and 19612 females.

PopulationValues
Total Population37,650
White Population23219
Black Population3677
Hispanic Population2491
Asian Population7043
Hawaiian Population12
Indian Population77
Other Population912
Male Population18038
Female Population19612
Population Estimate38025

Household Data for 30338

The average number of homes in 30338 is around 15,118, there are an average of 2.48 per household. The average house value according to local real estate values is around $482,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,118
Persons Per Household2.48
Average House Value$482,200
Income Per Household$110760
Median Age37.7
Median Age Male37.2
Median Age Female38.3
30338 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/404/470
CityAtlanta
City Alias NameATLANTA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1548
Number Of Employees19665
Business First Quarter Payroll345353
Business Annual Payroll1487525
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05|06
Congressional LandArea496.6|264.91|298.76
Delivery Residential15333
Delivery Business948
Delivery Total19122
Preferred Last Line KeyX10056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area9.855000
Water Area0.086000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU8275
MFDU6279
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]