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30328 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 30328 zip code it's important to know that our rates are very competitive for homeowners living in Atlanta, GA. Many homeowners based out of your 30328 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30328 should appear in the zip code field ready to go. For Atlanta, GA Homeowners Insurance Quotes nearby, we offer the best rates and service.

30328: Average Home Insurance Rates

For homeowners living in the great city of Atlanta, the average homeowners policy is considered high in comparison to other states. Georgia premiums are estimated to be around $1111 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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30328 Home Insurance Average Premiums

Local 30328 homeowners insurance quotes comparison

$861 /yr.

Shows Zip Code: 30328 lowest rates with discounts applied on average.

For the 30328, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$861 /yr.
Average Coverage:$1111 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1411 /yr.

What is the average home insurance cost for a home in 30328?

  • • The average homeowners insurance premium paid annually for a home in 30328 is around $1111 per year.

What does it cost on average per month for home insurance in 30328?

  • • Homeowners in 30328 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 30328?

  • • Autoowners in 30328 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30328.
Review average rates in another zip code:
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30310 homeowners insurance rates
30342 homeowners insurance rates
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30337 homeowners insurance rates

Home Replacement Cost Coverage in 30328

Average Building Cost Per Square Foot in 30328: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30328: 3,704 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30328 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30328 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30328 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,704 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,704$451,900
Additional Upgrades & Added Features$1533,704$564,875
Major Home Updates or Advancements$1833,704$677,850

It's important to understand that when you estimate your replacement cost of your home in the 30328 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30328

Allstate Insurance - Jon Casey Cone

Address: 325 Hammond Dr Atlanta, GA 30328
Phone: (404)256-2281
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5833

Allstate Insurance - Mike Manley

Address: 333 Sandy Springs / 202 Atlanta, GA 30328
Phone: (404)256-3674
Website:

Best Home & Auto Insurance Agencies in 30328

Johnson Jr- Robert

Address: 6075 Roswell Rd NE Atlanta, GA 30328
Phone:
Website:
Info:

King & Brim Insurance

Address: 6111 Peachtree-Dunwoody Rd NE Atlanta, GA 30328
Phone:
Website: http://www.kingandbrim.com/
Info:

Allstate Insurance - Jon Casey Cone

Address: 325 Hammond Dr NE Atlanta, GA 30328
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5833
Info:

Hardegree Insurance Agency

Address: 6195 Barfield Rd NE, #210 Atlanta, GA 30328
Phone:
Website: http://www.hardegreeinsurance.com
Info:

Allstate Insurance Company - Matthew Devine

Address: 102 Johnson Ferry Rd NW Atlanta, GA 30328
Phone:
Website: http://www.allstateagencies.com/033894?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30328

Population Review for 30328 Zip Code

For the city of Atlanta, the population within 30328 has increased to over 43,366 residents in population size. The current population total is 40,322. We have broken down the population based on race below. In 30328, there are over 19404 in male population and 20918 females.

PopulationValues
Total Population40,322
White Population23705
Black Population5950
Hispanic Population3454
Asian Population5996
Hawaiian Population25
Indian Population108
Other Population1437
Male Population19404
Female Population20918
Population Estimate43366

Household Data for 30328

The average number of homes in 30328 is around 18,959, there are an average of 2.11 per household. The average house value according to local real estate values is around $451,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,959
Persons Per Household2.11
Average House Value$451,900
Income Per Household$93555
Median Age37.0
Median Age Male35.8
Median Age Female38.5
30328 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/770/404/470
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2690
Number Of Employees70523
Business First Quarter Payroll2593507
Business Annual Payroll8264390
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05|06
Congressional LandArea496.6|264.91|298.76
Delivery Residential20553
Delivery Business2331
Delivery Total22784
Preferred Last Line KeyX10056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area12.743000
Water Area0.213000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU7557
MFDU7939
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]