Get multiple home insurance quotes in 30309. Our licensed 30309, GA agents are ready to serve you.

30309 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30309 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Atlanta, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30309 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Atlanta homeowners insurance rates, coverage options or home insurance types, please select Atlanta, GA Home Insurance Rates Online!

30309 Home Insurance Average Premiums

Local 30309 homeowners insurance quotes comparison

$871 /yr.

Shows Zip Code: 30309 lowest rates with discounts applied on average.

For the 30309, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$871 /yr.
Average Coverage:$1121 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1421 /yr.

What is the average home insurance cost for a home in 30309?

  • • The average homeowners insurance premium paid annually for a home in 30309 is around $1121 per year.

What does it cost on average per month for home insurance in 30309?

  • • Homeowners in 30309 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 30309?

  • • Autoowners in 30309 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30309.
Review average rates in another zip code:
30322 homeowners insurance rates
30338 homeowners insurance rates
30317 homeowners insurance rates
30331 homeowners insurance rates
30332 homeowners insurance rates
30326 homeowners insurance rates
30318 homeowners insurance rates
30340 homeowners insurance rates
30336 homeowners insurance rates
30324 homeowners insurance rates

Home Replacement Cost Coverage in 30309

Average Building Cost Per Square Foot in 30309: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30309: 2,989 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30309 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30309 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30309 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,989 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,989$364,600
Additional Upgrades & Added Features$1532,989$455,750
Major Home Updates or Advancements$1832,989$546,900

It's important to understand that when you estimate your replacement cost of your home in the 30309 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30309

Best Home & Auto Insurance Agencies in 30309

Hollis, Doug - Allstate Insurance

Address: 244 14th St NE, #H Atlanta, GA 30309
Phone:
Website: http://www.allstateagencies.com/DOUGLASHOLLIS/Welcome/
Info:

Allstate Insurance Company - Harold Hardee

Address: 1708 Peachtree St NW Atlanta, GA 30309
Phone:
Website: http://www.allstateagencies.com/049083?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 244 14th St NE Atlanta, GA 30309
Phone:
Website:
Info:

Auto-Town Insurance Agency

Address: 874 Piedmont Ave NE Atlanta, GA 30309
Phone:
Website: http://www.autotowninsurance.com
Info:

Housing Demographics for 30309

Population Review for 30309 Zip Code

For the city of Atlanta, the population within 30309 has increased to over 37,735 residents in population size. The current population total is 31,856. We have broken down the population based on race below. In 30309, there are over 16962 in male population and 14894 females.

PopulationValues
Total Population31,856
White Population20876
Black Population4672
Hispanic Population2368
Asian Population2960
Hawaiian Population17
Indian Population72
Other Population715
Male Population16962
Female Population14894
Population Estimate37735

Household Data for 30309

The average number of homes in 30309 is around 19,884, there are an average of 1.59 per household. The average house value according to local real estate values is around $364,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,884
Persons Per Household1.59
Average House Value$364,600
Income Per Household$95296
Median Age33.3
Median Age Male34.0
Median Age Female32.4
30309 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404/470/678
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2160
Number Of Employees53498
Business First Quarter Payroll1485533
Business Annual Payroll5598496
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05
Congressional LandArea264.91
Delivery Residential23733
Delivery Business1689
Delivery Total27604
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area3.309000
Water Area0.020000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU2838
MFDU16498
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]