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Check Out 30324 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Atlanta, GA.

We will gather some basic information about your home in Atlanta, GA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Georgia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 30324 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 30324

We have pulled together a variety of data related to homeowners insurance in Georgia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Georgia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Atlanta, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30324 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 30324 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Georgia is roughly $1039. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 30324 homeowners insurance policy!

30324 Home Insurance Average Premiums

Local 30324 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 30324 lowest rates with discounts applied on average.

For the 30324, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 30324?

  • • The average homeowners insurance premium paid annually for a home in 30324 is around $1039 per year.

What does it cost on average per month for home insurance in 30324?

  • • Homeowners in 30324 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30324?

  • • Autoowners in 30324 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30324.
Review average rates in another zip code:
30316 homeowners insurance rates
30311 homeowners insurance rates
30342 homeowners insurance rates
30363 homeowners insurance rates
30345 homeowners insurance rates
30332 homeowners insurance rates
30326 homeowners insurance rates
30336 homeowners insurance rates
30340 homeowners insurance rates
30360 homeowners insurance rates

Home Replacement Cost Coverage in 30324

Average Building Cost Per Square Foot in 30324: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30324: 3,464 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30324 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30324 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30324 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,464 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,464$422,600
Additional Upgrades & Added Features$1533,464$528,250
Major Home Updates or Advancements$1833,464$633,900

It's important to understand that when you estimate your replacement cost of your home in the 30324 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30324

Allstate Insurance - Laura Leidigh

Address: 2770 Lenox Road Atlanta, GA 30324
Phone: (404)233-5650
Website:

Allstate Insurance - Christopher J. Tully

Address: 1830 Piedmont Rd Ne Ste E Atlanta, GA 30324
Phone: (404)873-3794
Website:

Best Home & Auto Insurance Agencies in 30324

Allstate Insurance Company - James Paulk

Address: 1536 Monroe Dr NE Atlanta, GA 30324
Phone:
Website: http://www.allstateagencies.com/060669?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - David Brazier

Address: 7 Lenox Pointe NE Atlanta, GA 30324
Phone:
Website: http://www.allstateagencies.com/023875?cid=OTC-YP.com-IYP&att=TL
Info:

Brasch-Dillon & Associates Inc

Address: 1920 Monroe Dr NE, #Ne-100 Atlanta, GA 30324
Phone:
Website:
Info:

ATI Insurance

Address: 2100 Cheshire Bridge Rd NE Atlanta, GA 30324
Phone:
Website: http://www.autotowninsurance.com/
Info:

All Risk Insurance Agency Inc

Address: 2690 Buford Hwy NE Atlanta, GA 30324
Phone:
Website:
Info:

Housing Demographics for 30324

Population Review for 30324 Zip Code

For the city of Atlanta, the population within 30324 has increased to over 33,725 residents in population size. The current population total is 30,942. We have broken down the population based on race below. In 30324, there are over 15957 in male population and 14985 females.

PopulationValues
Total Population30,942
White Population15543
Black Population7238
Hispanic Population3857
Asian Population3400
Hawaiian Population12
Indian Population183
Other Population1936
Male Population15957
Female Population14985
Population Estimate33725

Household Data for 30324

The average number of homes in 30324 is around 17,226, there are an average of 1.78 per household. The average house value according to local real estate values is around $422,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,226
Persons Per Household1.78
Average House Value$422,600
Income Per Household$80738
Median Age32.6
Median Age Male33.4
Median Age Female31.8
30324 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404/470/943/678/770
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1221
Number Of Employees12382
Business First Quarter Payroll173120
Business Annual Payroll684621
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05
Congressional LandArea496.6|264.91
Delivery Residential18947
Delivery Business1145
Delivery Total20669
Preferred Last Line KeyX10056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area5.280000
Water Area0.047000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count610
SFDU3613
MFDU11637
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]