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Compare 30308 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Atlanta just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,246 neighbors looking to save on their home insurance policy in the local 30308 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30308. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Atlanta, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Atlanta, GA

30308 Home Insurance Average Premiums

Local 30308 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 30308 lowest rates with discounts applied on average.

For the 30308, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1380 /yr.

What is the average home insurance cost for a home in 30308?

  • • The average homeowners insurance premium paid annually for a home in 30308 is around $1080 per year.

What does it cost on average per month for home insurance in 30308?

  • • Homeowners in 30308 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30308?

  • • Autoowners in 30308 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30308.
Review average rates in another zip code:
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30315 homeowners insurance rates

Home Replacement Cost Coverage in 30308

Average Building Cost Per Square Foot in 30308: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30308: 2,881 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30308 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30308 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30308 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,881 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,881$351,500
Additional Upgrades & Added Features$1532,881$439,375
Major Home Updates or Advancements$1832,881$527,250

It's important to understand that when you estimate your replacement cost of your home in the 30308 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30308

Best Home & Auto Insurance Agencies in 30308

Gibson- Daniel L

Address: 215 Piedmont Ave NE Atlanta, GA 30308
Phone:
Website:
Info:

Direct General Insurance Agency Inc - Jonesboro

Address: 184 North Ave NE Atlanta, GA 30308
Phone:
Website: http://www.direct-general.com
Info:

Allstate Insurance Companies

Address: 440 W Peachtree St NW Atlanta, GA 30308
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Company - Anthony Edwards

Address: 566 Ponce de Leon Ave NE Atlanta, GA 30308
Phone:
Website: http://www.allstateagencies.com/092393?cid=OTC-YP.com-IYP&att=TL
Info:

Corwin M Robison II State Farm Ins

Address: 75 Ponce de Leon Ave NE, #101 Atlanta, GA 30308
Phone:
Website: http://www.CorwinRobison.BWTR
Info:

Housing Demographics for 30308

Population Review for 30308 Zip Code

For the city of Atlanta, the population within 30308 has increased to over 22,430 residents in population size. The current population total is 22,121. We have broken down the population based on race below. In 30308, there are over 11895 in male population and 10226 females.

PopulationValues
Total Population22,121
White Population11379
Black Population6459
Hispanic Population1502
Asian Population2041
Hawaiian Population9
Indian Population63
Other Population483
Male Population11895
Female Population10226
Population Estimate22430

Household Data for 30308

The average number of homes in 30308 is around 13,246, there are an average of 1.54 per household. The average house value according to local real estate values is around $351,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,246
Persons Per Household1.54
Average House Value$351,500
Income Per Household$69724
Median Age31.0
Median Age Male32.2
Median Age Female30.0
30308 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404/470/678
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1242
Number Of Employees44950
Business First Quarter Payroll1299238
Business Annual Payroll4716469
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05
Congressional LandArea264.91
Delivery Residential14565
Delivery Business885
Delivery Total18397
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area1.598000
Water Area0.000000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count449
SFDU1503
MFDU10743
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]