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Compare 30342 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 30342 area? The average homeowners premium in Georgia for a standard homeowners policy is around $1,205/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 30342 zip code, the population size is around 32,494 with 14,075 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 30342.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Atlanta, GA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. GA RateDiscountsSavingsShop Rates
$1,403up to 40% off$561

30342 Home Insurance Average Premiums

Local 30342 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 30342 lowest rates with discounts applied on average.

For the 30342, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1505 /yr.

What is the average home insurance cost for a home in 30342?

  • • The average homeowners insurance premium paid annually for a home in 30342 is around $1205 per year.

What does it cost on average per month for home insurance in 30342?

  • • Homeowners in 30342 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 30342?

  • • Autoowners in 30342 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30342.
Review average rates in another zip code:
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30327 homeowners insurance rates
30363 homeowners insurance rates
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30319 homeowners insurance rates
30309 homeowners insurance rates

Home Replacement Cost Coverage in 30342

Average Building Cost Per Square Foot in 30342: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30342: 5,356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30342 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30342 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30342 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,356 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1225,356$653,400
Additional Upgrades & Added Features$1535,356$816,750
Major Home Updates or Advancements$1835,356$980,100

It's important to understand that when you estimate your replacement cost of your home in the 30342 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30342

Allstate Insurance - Christopher Heisler

Address: 4617-A Roswell Rd. Atlanta, GA 30342
Phone: (404)843-8716
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=470

HN Insurance Services

Address: 5180 Roswell Rd Ne P.O. Box 2976 Gainesville, GA 30342
Phone: (404)943-1899
Website:

Allstate Insurance - David Borenstein

Address: 3833 Roswell Rd #107 B Atlanta, GA 30342
Phone: (404)231-4398
Website:

McGriff Seibels Williams

Address: 5605 Glenridge Dr NE Atlanta, GA 30342
Phone: (404)497-7500
Website:

Best Home & Auto Insurance Agencies in 30342

HN Insurance Services

Address: 5180 Roswell Rd Ne P.O. Box 2976 Atlanta, GA 30342
Phone:
Website:
Info:

Allstate Insurance Company - David Borenstein

Address: 3833 Roswell Rd Atlanta, GA 30342
Phone:
Website: http://www.allstateagencies.com/033097?cid=OTC-YP.com-IYP&att=TL
Info:

Massey- R Dale - State Farm Insurance Agent

Address: 4605 Roswell Rd NE Atlanta, GA 30342
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

McEntee- Girard L

Address: 5299 Roswell Rd NE Atlanta, GA 30342
Phone:
Website:
Info:

Auto-Town Insurance Agency Inc

Address: 215 Northwood Dr NE Atlanta, GA 30342
Phone:
Website: http://www.autotowninsurance.com
Info:

Housing Demographics for 30342

Population Review for 30342 Zip Code

For the city of Atlanta, the population within 30342 has increased to over 33,554 residents in population size. The current population total is 32,494. We have broken down the population based on race below. In 30342, there are over 15970 in male population and 16524 females.

PopulationValues
Total Population32,494
White Population20208
Black Population3351
Hispanic Population6740
Asian Population1681
Hawaiian Population16
Indian Population148
Other Population3712
Male Population15970
Female Population16524
Population Estimate33554

Household Data for 30342

The average number of homes in 30342 is around 14,075, there are an average of 2.28 per household. The average house value according to local real estate values is around $653,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,075
Persons Per Household2.28
Average House Value$653,400
Income Per Household$107135
Median Age34.2
Median Age Male33.4
Median Age Female35.0
30342 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404/678/770/470
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1666
Number Of Employees36418
Business First Quarter Payroll627621
Business Annual Payroll2710261
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05
Congressional LandArea264.91
Delivery Residential14717
Delivery Business1419
Delivery Total21409
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area8.964000
Water Area0.068000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count325
SFDU6570
MFDU6073
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]