Get multiple home insurance quotes in 98092. Our licensed 98092, WA agents are ready to serve you.

Homeowners Insurance in 98092

For homeowners living in 98092, you want more affordable home insurance rates in Auburn, right? Our rates are very competitive for homeowners living in the great city of Auburn, WA. Many homeowners living in the 98092 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 98092 should appear in the zip code field ready to go. Comparing Auburn, WA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

98092 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Auburn pay around $693 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Washington home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 98092 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Auburn homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Washington home insurance premium today!

Get 98092 Homeowners Insurance Rates Now!

98092 Home Insurance Average Premiums

Local 98092 homeowners insurance quotes comparison

$443 /yr.

Shows Zip Code: 98092 lowest rates with discounts applied on average.

For the 98092, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$443 /yr.
Average Coverage:$693 /yr.
2600 sq. ft. or higher
(all discounts applied)
$993 /yr.

What is the average home insurance cost for a home in 98092?

  • • The average homeowners insurance premium paid annually for a home in 98092 is around $693 per year.

What does it cost on average per month for home insurance in 98092?

  • • Homeowners in 98092 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 98092?

  • • Autoowners in 98092 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburn area, check out other zip codes nearby 98092.
Review average rates in another zip code:
98002 homeowners insurance rates
98001 homeowners insurance rates
98092 homeowners insurance rates

Home Replacement Cost Coverage in 98092

Average Building Cost Per Square Foot in 98092: $242

Location: Auburn, Washington (King County)

Average Square Footage in 98092: 1,849 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98092 before you start any project. Auburn homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98092 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98092 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,849 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,849$447,500
Additional Upgrades & Added Features$3031,849$559,375
Major Home Updates or Advancements$3631,849$671,250

It's important to understand that when you estimate your replacement cost of your home in the 98092 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98092

Best Home & Auto Insurance Agencies in 98092

Waiss, Steve - Allstate

Address: 1408 Lake Tapps Dr SE, #E102 Auburn, WA 98092
Phone:
Website: http://www.allstateagencies.com/lakelandinsurance/Welcome/
Info:

Allstate Insurance Companies

Address: 1400 Lake Tapps Pky E Auburn, WA 98092
Phone:
Website:
Info:

Housing Demographics for 98092

Population Review for 98092 Zip Code

For the city of Auburn, the population within 98092 has increased to over 50,707 residents in population size. The current population total is 50,258. We have broken down the population based on race below. In 98092, there are over 24876 in male population and 25382 females.

PopulationValues
Total Population50,258
White Population28116
Black Population3275
Hispanic Population6615
Asian Population7188
Hawaiian Population888
Indian Population1972
Other Population3240
Male Population24876
Female Population25382
Population Estimate50707

Household Data for 98092

The average number of homes in 98092 is around 16,875, there are an average of 2.96 per household. The average house value according to local real estate values is around $447,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,875
Persons Per Household2.96
Average House Value$447,500
Income Per Household$101725
Median Age35.6
Median Age Male34.8
Median Age Female36.5
98092 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityAuburn
City Alias NameAUBURN
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses618
Number Of Employees3073
Business First Quarter Payroll31237
Business Annual Payroll149728
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08|09|10
Congressional LandArea7359.7|183.43|826.67
Delivery Residential17131
Delivery Business154
Delivery Total17220
Preferred Last Line KeyZ16461
Classification Code
Multi-CountyY
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16461
Land Area42.899000
Water Area0.818000
City Alias Code
City Mixed CaseAuburn
City Alias Mixed CaseAuburn
Box Count0
SFDU3896
MFDU3035
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540490
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]