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98001 Home Insurance Rates & Premiums

Did you know there are over 36,073 people living within the 98001 zip code area? There are over 11,657 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 98001.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Washington are on the rise. The estimated average premium is around $742 a year for a standard homeowners insurance policy in Auburn. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Auburn, WA Homeowners Insurance Quotes Online

98001 Home Insurance Average Premiums

Local 98001 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 98001 lowest rates with discounts applied on average.

For the 98001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 98001?

  • • The average homeowners insurance premium paid annually for a home in 98001 is around $742 per year.

What does it cost on average per month for home insurance in 98001?

  • • Homeowners in 98001 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 98001?

  • • Autoowners in 98001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburn area, check out other zip codes nearby 98001.
Review average rates in another zip code:
98092 homeowners insurance rates
98002 homeowners insurance rates
98001 homeowners insurance rates

Home Replacement Cost Coverage in 98001

Average Building Cost Per Square Foot in 98001: $242

Location: Auburn, Washington (King County)

Average Square Footage in 98001: 1,648 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98001 before you start any project. Auburn homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,648 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,648$398,800
Additional Upgrades & Added Features$3031,648$498,500
Major Home Updates or Advancements$3631,648$598,200

It's important to understand that when you estimate your replacement cost of your home in the 98001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98001

Best Home & Auto Insurance Agencies in 98001

1st Choice Insurance

Address: Puyallup, WA 98001
Phone:
Website: http://www.1stchoiceinsurance.biz/
Info:

Vern Fonk Insurance

Address: Tacoma, WA 98001
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/vern_fonk_insurance-b256530&mkt=63801
Info:

Dan Marek Insurance

Address: Tacoma, WA 98001
Phone:
Website: http://www.danmarekinsurance.com/
Info:

O'Day Insurance

Address: 1445 W Valley Hwy N Auburn, WA 98001
Phone:
Website: http://www.elocallisting.com/local/Insurance/ODay_Insurance2364_2.html
Info:

Nitin Maharaj- Farmers Insurance

Address: 32129 Weyerhaeuser Way S, Ste 102 Federal Way, WA 98001
Phone:
Website: http://www.seattle.citysearch.com/profile/668150710/federal_way_wa/nitin_maharaj_farmers_insurance.html
Info:

Housing Demographics for 98001

Population Review for 98001 Zip Code

For the city of Auburn, the population within 98001 has increased to over 37,954 residents in population size. The current population total is 36,073. We have broken down the population based on race below. In 98001, there are over 18219 in male population and 17854 females.

PopulationValues
Total Population36,073
White Population19739
Black Population2447
Hispanic Population4722
Asian Population6445
Hawaiian Population715
Indian Population360
Other Population2452
Male Population18219
Female Population17854
Population Estimate37954

Household Data for 98001

The average number of homes in 98001 is around 11,657, there are an average of 3.08 per household. The average house value according to local real estate values is around $398,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,657
Persons Per Household3.08
Average House Value$398,800
Income Per Household$95605
Median Age38.5
Median Age Male37.9
Median Age Female39.0
98001 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityAuburn
City Alias NameAUBURN
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1298
Number Of Employees27500
Business First Quarter Payroll432134
Business Annual Payroll1835582
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08|09|10
Congressional LandArea7359.7|183.43|826.67
Delivery Residential12323
Delivery Business1066
Delivery Total12989
Preferred Last Line KeyZ16461
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16461
Land Area18.635000
Water Area0.290000
City Alias Code
City Mixed CaseAuburn
City Alias Mixed CaseAuburn
Box Count0
SFDU6279
MFDU1285
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540490
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]