Get multiple home insurance quotes in 98002. Our licensed 98002, WA agents are ready to serve you.

98002 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 98002? There are over 14,523 occupied homes in the 98002 area. With a population size of 38,474, it's not uncommon for residence of Auburn, WA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Washington is around $659 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 98002 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Auburn, WA Home Insurance Rate Quotes

98002 Home Insurance Average Premiums

Local 98002 homeowners insurance quotes comparison

$409 /yr.

Shows Zip Code: 98002 lowest rates with discounts applied on average.

For the 98002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$409 /yr.
Average Coverage:$659 /yr.
2600 sq. ft. or higher
(all discounts applied)
$959 /yr.

What is the average home insurance cost for a home in 98002?

  • • The average homeowners insurance premium paid annually for a home in 98002 is around $659 per year.

What does it cost on average per month for home insurance in 98002?

  • • Homeowners in 98002 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 98002?

  • • Autoowners in 98002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburn area, check out other zip codes nearby 98002.
Review average rates in another zip code:
98001 homeowners insurance rates
98002 homeowners insurance rates
98092 homeowners insurance rates

Home Replacement Cost Coverage in 98002

Average Building Cost Per Square Foot in 98002: $242

Location: Auburn, Washington (King County)

Average Square Footage in 98002: 1,255 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98002 before you start any project. Auburn homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,255$303,700
Additional Upgrades & Added Features$3031,255$379,625
Major Home Updates or Advancements$3631,255$455,550

It's important to understand that when you estimate your replacement cost of your home in the 98002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98002

Allstate Insurance - Joshua R Hatley

Address: 230 Auburn Way S Suite 2a Auburn, WA 98002
Phone: (253)735-0334
Website:

Berend Brian C Insurance

Address: 34 37th Street Northeast Auburn, WA 98002
Phone: (253)351-2990
Website:

Best Home & Auto Insurance Agencies in 98002

Nadine Toles Ins Agency Inc - State Farm Insurance Agent

Address: 1525 A St NE Auburn, WA 98002
Phone:
Website: http://www.seattle.citysearch.com/profile/external/618182630/auburn_wa/nadine_toles_ins_agcy_inc_state_farm_insurance_agent.html
Info:

American Family Insurance - Tanya Canon

Address: 4025 A St SE Auburn, WA 98002
Phone:
Website: http://www.seattle.citysearch.com/profile/external/648155760/auburn_wa/american_family_insurance_tanya_canon.html
Info:

BRIAN BEREND-FARMERS INSURANCE

Address: 34 37th St NE, Ste A Auburn, WA 98002
Phone:
Website: http://www.seattle.citysearch.com/profile/external/603484342/auburn_wa/brian_berend_farmers_insurance.html
Info:

Malesis & Head Insurance Agency

Address: 402 16th St NE, #104 Auburn, WA 98002
Phone:
Website: http://www.seattle.citysearch.com/profile/666403940/auburn_wa/malesis_head_insurance_agency.html
Info:

Badillo, McGregor - State Farm Insurance Agent

Address: 840 E Main St Auburn, WA 98002
Phone:
Website: http://www.seattle.citysearch.com/profile/external/604752332/auburn_wa/badillo_mcgregor_state_farm_insurance_agent.html
Info:

Housing Demographics for 98002

Population Review for 98002 Zip Code

For the city of Auburn, the population within 98002 has increased to over 38,387 residents in population size. The current population total is 38,474. We have broken down the population based on race below. In 98002, there are over 19036 in male population and 19438 females.

PopulationValues
Total Population38,474
White Population18970
Black Population3120
Hispanic Population9574
Asian Population3211
Hawaiian Population1761
Indian Population1001
Other Population5713
Male Population19036
Female Population19438
Population Estimate38387

Household Data for 98002

The average number of homes in 98002 is around 14,523, there are an average of 2.61 per household. The average house value according to local real estate values is around $303,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,523
Persons Per Household2.61
Average House Value$303,700
Income Per Household$59742
Median Age35.9
Median Age Male34.9
Median Age Female37.2
98002 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityAuburn
City Alias NameAUBURN
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1021
Number Of Employees13210
Business First Quarter Payroll142900
Business Annual Payroll650690
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08|09
Congressional LandArea7359.7|183.43
Delivery Residential14708
Delivery Business1215
Delivery Total20120
Preferred Last Line KeyZ16461
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16461
Land Area7.164000
Water Area0.081000
City Alias Code
City Mixed CaseAuburn
City Alias Mixed CaseAuburn
Box Count0
SFDU4609
MFDU2199
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540490
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]