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Quickly Revew Homeowners Insurance in 30318

If you own a home in Atlanta, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 30318 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 30318 and start comparing rates now.

30318 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 30318 is $1097 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 30318 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Atlanta, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30318 Home Insurance Average Premiums

Local 30318 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 30318 lowest rates with discounts applied on average.

For the 30318, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 30318?

  • • The average homeowners insurance premium paid annually for a home in 30318 is around $1097 per year.

What does it cost on average per month for home insurance in 30318?

  • • Homeowners in 30318 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30318?

  • • Autoowners in 30318 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30318.
Review average rates in another zip code:
30306 homeowners insurance rates
30327 homeowners insurance rates
30317 homeowners insurance rates
30360 homeowners insurance rates
30342 homeowners insurance rates
30339 homeowners insurance rates
30315 homeowners insurance rates
30314 homeowners insurance rates
30311 homeowners insurance rates
30310 homeowners insurance rates

Home Replacement Cost Coverage in 30318

Average Building Cost Per Square Foot in 30318: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30318: 2,439 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30318 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30318 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30318 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,439 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,439$297,500
Additional Upgrades & Added Features$1532,439$371,875
Major Home Updates or Advancements$1832,439$446,250

It's important to understand that when you estimate your replacement cost of your home in the 30318 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30318

Johnson & Bryan

Address: 1600 Northside Dr NW Ste 200 Atlanta, GA 30318
Phone: (404)351-8434
Website: www.johnsonandbryan.com

Best Home & Auto Insurance Agencies in 30318

Jefferson Pilot Financial Group

Address: 1901 Main St NW Atlanta, GA 30318
Phone:
Website:
Info:

Johnson & Bryan

Address: 1600 Northside Dr NW, #200 Atlanta, GA 30318
Phone:
Website: http://www.johnsonandbryan.com
Info:

1st Choice Insurance Agency

Address: 1532 Howell Mill Rd NW Atlanta, GA 30318
Phone:
Website: http://www.esquire-ins.com/
Info:

American Capital Insurance Associates Inc

Address: 2555 Bolton Rd NW Atlanta, GA 30318
Phone:
Website:
Info:

Allens Peferred Risk

Address: 500 Emily Pl NW Atlanta, GA 30318
Phone:
Website:
Info:

Housing Demographics for 30318

Population Review for 30318 Zip Code

For the city of Atlanta, the population within 30318 has increased to over 67,631 residents in population size. The current population total is 60,392. We have broken down the population based on race below. In 30318, there are over 30971 in male population and 29421 females.

PopulationValues
Total Population60,392
White Population20731
Black Population30708
Hispanic Population4203
Asian Population3401
Hawaiian Population49
Indian Population211
Other Population1740
Male Population30971
Female Population29421
Population Estimate67631

Household Data for 30318

The average number of homes in 30318 is around 26,113, there are an average of 2.11 per household. The average house value according to local real estate values is around $297,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,113
Persons Per Household2.11
Average House Value$297,500
Income Per Household$60033
Median Age30.5
Median Age Male30.1
Median Age Female30.9
30318 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/404/470
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2148
Number Of Employees34942
Business First Quarter Payroll643766
Business Annual Payroll2403762
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05
Congressional LandArea264.91
Delivery Residential32053
Delivery Business2419
Delivery Total34908
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area20.314000
Water Area0.171000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU13028
MFDU10296
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]