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Searching for Homeowners Insurance in 98058

If you are a homeowners that lives in 98058 you may be searching for more affordable homeowners insurance in Renton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Renton, WA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Washington licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 98058 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Renton, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 98058 Home Insurance Costs: very low!

In Renton, homeowners are paying roughly $719 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 98058 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Renton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 98058 policy right now!

98058 Home Insurance Average Premiums

Local 98058 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 98058 lowest rates with discounts applied on average.

For the 98058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1019 /yr.

What is the average home insurance cost for a home in 98058?

  • • The average homeowners insurance premium paid annually for a home in 98058 is around $719 per year.

What does it cost on average per month for home insurance in 98058?

  • • Homeowners in 98058 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98058?

  • • Autoowners in 98058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Renton area, check out other zip codes nearby 98058.
Review average rates in another zip code:
98055 homeowners insurance rates
98057 homeowners insurance rates
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98059 homeowners insurance rates

Home Replacement Cost Coverage in 98058

Average Building Cost Per Square Foot in 98058: $242

Location: Renton, Washington (King County)

Average Square Footage in 98058: 1,916 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98058 before you start any project. Renton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,916 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Renton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,916$463,700
Additional Upgrades & Added Features$3031,916$579,625
Major Home Updates or Advancements$3631,916$695,550

It's important to understand that when you estimate your replacement cost of your home in the 98058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98058

Best Home & Auto Insurance Agencies in 98058

Dale Jenson - Allstate Agent

Address: 14410 SE Petrovitsky Rd, Ste 215 Renton, WA 98058
Phone:
Website: http://www.allstateagencies.com/DaleJenson/Welcome/
Info:

Allstate Insurance Companies - Sales Offices- Renton

Address: 14410 SE Petrovitsky Rd Renton, WA 98058
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Varelia, David - State Farm Insurance Agent

Address: 14300 SE Petrovitsky Rd Renton, WA 98058
Phone:
Website: http://www.national.citysearch.com/profile/external/46274396/renton_wa/varelia_david_state_farm_insurance_agent.html
Info:

A & M Insurance, Incorporated

Address: 14410 SE Petrovitsky Rd, #201e Renton, WA 98058
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/a_and_m_insurance__inc_-b273865&mkt=63801
Info:

Nana Okyere- Farmers Insurance

Address: 14410 SE Petrovitsky Rd, Ste 205 Renton, WA 98058
Phone:
Website: http://www.national.citysearch.com/profile/external/654467150/renton_wa/nana_okyere_farmers_insurance.html
Info:

Housing Demographics for 98058

Population Review for 98058 Zip Code

For the city of Renton, the population within 98058 has increased to over 44,396 residents in population size. The current population total is 43,630. We have broken down the population based on race below. In 98058, there are over 21755 in male population and 21875 females.

PopulationValues
Total Population43,630
White Population23306
Black Population3568
Hispanic Population5037
Asian Population8530
Hawaiian Population328
Indian Population332
Other Population2454
Male Population21755
Female Population21875
Population Estimate44396

Household Data for 98058

The average number of homes in 98058 is around 15,879, there are an average of 2.74 per household. The average house value according to local real estate values is around $463,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,879
Persons Per Household2.74
Average House Value$463,700
Income Per Household$98648
Median Age38.9
Median Age Male38.0
Median Age Female40.0
98058 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityRenton
City Alias NameRENTON
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses534
Number Of Employees2912
Business First Quarter Payroll29328
Business Annual Payroll137716
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08|09
Congressional LandArea7359.7|183.43
Delivery Residential16203
Delivery Business210
Delivery Total19011
Preferred Last Line KeyZ17357
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17357
Land Area18.821000
Water Area1.470000
City Alias Code
City Mixed CaseRenton
City Alias Mixed CaseRenton
Box Count488
SFDU6139
MFDU2193
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547070
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]