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Find the Best Home Insurance Rates in 98056

Shopping for homeowners insurance in 98056 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Renton, WA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Washington licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 98056 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 98056

Find Renton, WA Homeowners Insurance Quotes to review the best coverage options in your area.

98056 Home Insurance Rating is: very low!

In 98056 the average premium is $747. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 98056, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 98056!

98056 Home Insurance Average Premiums

Local 98056 homeowners insurance quotes comparison

$497 /yr.

Shows Zip Code: 98056 lowest rates with discounts applied on average.

For the 98056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$497 /yr.
Average Coverage:$747 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1047 /yr.

What is the average home insurance cost for a home in 98056?

  • • The average homeowners insurance premium paid annually for a home in 98056 is around $747 per year.

What does it cost on average per month for home insurance in 98056?

  • • Homeowners in 98056 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 98056?

  • • Autoowners in 98056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Renton area, check out other zip codes nearby 98056.
Review average rates in another zip code:
98056 homeowners insurance rates
98059 homeowners insurance rates
98057 homeowners insurance rates
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98058 homeowners insurance rates

Home Replacement Cost Coverage in 98056

Average Building Cost Per Square Foot in 98056: $242

Location: Renton, Washington (King County)

Average Square Footage in 98056: 2,489 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98056 before you start any project. Renton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,489 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Renton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,489$602,300
Additional Upgrades & Added Features$3032,489$752,875
Major Home Updates or Advancements$3632,489$903,450

It's important to understand that when you estimate your replacement cost of your home in the 98056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98056

Best Home & Auto Insurance Agencies in 98056

FAST & EASY INSURANCE

Address: 919 Harrington Ave NE Renton, WA 98056
Phone:
Website: http://www.seattle.citysearch.com/profile/external/654432410/renton_wa/fast_easy_insurance.html
Info:

Frohreich Insurance Inc - Farmers Insurance

Address: 1717 NE 44th St Renton, WA 98056
Phone:
Website: http://www.seattle.citysearch.com/profile/external/654432340/renton_wa/frohreich_insurance_inc_farmers_insurance.html
Info:

Edward D Tasca - Farmers Insurance

Address: 400 Olympia Ave NE Renton, WA 98056
Phone:
Website: http://www.seattle.citysearch.com/profile/654429770/renton_wa/edward_d_tasca_farmers_insurance.html
Info:

Frandsen, Mark L - Allstate Insurance

Address: 12835 Newcastle Way Newcastle, WA 98056
Phone:
Website: http://www.allstateagencies.com/MarkFrandsen/Welcome/
Info:

Doug Frohreich- Farmers Insurance

Address: 1717 NE 44th St, Ste C Renton, WA 98056
Phone:
Website: http://www.seattle.citysearch.com/profile/664927800/renton_wa/doug_frohreich_farmers_insurance.html
Info:

Housing Demographics for 98056

Population Review for 98056 Zip Code

For the city of Renton, the population within 98056 has increased to over 37,299 residents in population size. The current population total is 36,344. We have broken down the population based on race below. In 98056, there are over 18234 in male population and 18110 females.

PopulationValues
Total Population36,344
White Population16628
Black Population2479
Hispanic Population6359
Asian Population8961
Hawaiian Population197
Indian Population329
Other Population3519
Male Population18234
Female Population18110
Population Estimate37299

Household Data for 98056

The average number of homes in 98056 is around 14,232, there are an average of 2.54 per household. The average house value according to local real estate values is around $602,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,232
Persons Per Household2.54
Average House Value$602,300
Income Per Household$95088
Median Age37.7
Median Age Male36.8
Median Age Female38.7
98056 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityRenton
City Alias NameRENTON
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses614
Number Of Employees3725
Business First Quarter Payroll59685
Business Annual Payroll392792
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District09
Congressional LandArea183.43
Delivery Residential14685
Delivery Business329
Delivery Total21477
Preferred Last Line KeyZ17357
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17357
Land Area7.575000
Water Area1.521000
City Alias Code
City Mixed CaseRenton
City Alias Mixed CaseRenton
Box Count496
SFDU6180
MFDU3904
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547070
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]