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Compare 98042 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Kent just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,813 neighbors looking to save on their home insurance policy in the local 98042 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98042. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Kent, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Kent, WA

98042 Home Insurance Average Premiums

Local 98042 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 98042 lowest rates with discounts applied on average.

For the 98042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 98042?

  • • The average homeowners insurance premium paid annually for a home in 98042 is around $707 per year.

What does it cost on average per month for home insurance in 98042?

  • • Homeowners in 98042 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98042?

  • • Autoowners in 98042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kent area, check out other zip codes nearby 98042.
Review average rates in another zip code:
98031 homeowners insurance rates
98032 homeowners insurance rates
98042 homeowners insurance rates
98030 homeowners insurance rates

Home Replacement Cost Coverage in 98042

Average Building Cost Per Square Foot in 98042: $242

Location: Kent, Washington (King County)

Average Square Footage in 98042: 1,885 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98042 before you start any project. Kent homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,885 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,885$456,200
Additional Upgrades & Added Features$3031,885$570,250
Major Home Updates or Advancements$3631,885$684,300

It's important to understand that when you estimate your replacement cost of your home in the 98042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98042

Allstate Insurance - Rick Zeleznik

Address: 26708 180th Ave Se Suite #101 Covington, WA 98042
Phone: (253)630-0993
Website:

Best Home & Auto Insurance Agencies in 98042

Allstate Insurance - Rick Zeleznik

Address: 26708 180th Ave SE, #101 Covington, WA 98042
Phone:
Website:
Info:

Richard E Zeleznik - Allstate Insurance Company

Address: 26708 180th Ave SE, Ste 101 Covington, WA 98042
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/richard_e__zeleznik___allstate_insurance_company-b1996904&mkt=63801
Info:

Boldman- Phillip L - State Farm Insurance Agent

Address: 16238 SE 272nd St Covington, WA 98042
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fenstermaker, Shannon - Allstate

Address: 24020 132nd Ave SE, #G Kent, WA 98042
Phone:
Website: http://www.allstateagencies.com/SFenstermaker/Welcome/
Info:

Allstate Insurance Company - Shannon Fenstermaker

Address: 24020 132nd Ave SE Kent, WA 98042
Phone:
Website: http://www.seattle.citysearch.com/profile/664480060/kent_wa/allstate_insurance_company_shannon_fenstermaker.html
Info:

Housing Demographics for 98042

Population Review for 98042 Zip Code

For the city of Kent, the population within 98042 has increased to over 50,770 residents in population size. The current population total is 49,031. We have broken down the population based on race below. In 98042, there are over 24343 in male population and 24688 females.

PopulationValues
Total Population49,031
White Population31378
Black Population2517
Hispanic Population5538
Asian Population6244
Hawaiian Population436
Indian Population367
Other Population2611
Male Population24343
Female Population24688
Population Estimate50770

Household Data for 98042

The average number of homes in 98042 is around 16,813, there are an average of 2.91 per household. The average house value according to local real estate values is around $456,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,813
Persons Per Household2.91
Average House Value$456,200
Income Per Household$113579
Median Age39.4
Median Age Male38.0
Median Age Female40.5
98042 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253/425
CityKent
City Alias NameKENT
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses856
Number Of Employees6589
Business First Quarter Payroll58282
Business Annual Payroll273135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08|09
Congressional LandArea7359.7|183.43
Delivery Residential17447
Delivery Business346
Delivery Total18462
Preferred Last Line KeyZ16970
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16970
Land Area27.786000
Water Area0.576000
City Alias Code
City Mixed CaseKent
City Alias Mixed CaseKent
Box Count545
SFDU9520
MFDU1476
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number544060
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]