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Home Insurance Quotes in 98032

Are you shopping for a cheaper homeowners insurance rate in 98032? Our rates are very competitive for homeowners living in Kent, WA. Many homeowners located in the 98032 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 98032. To get free 98032 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 98032 zip code should appear in the zip code field ready to go. Shopping Kent, WA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 98032 to review the best rate coverages.

Your 98032 Home Insurance Costs Is Rated: Very Low!

For the great city of Kent, the average home insurance premium paid annually is around $687 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Washington specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Kent and need insurance on your home in the 98032 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 98032 Homeowners Insurance Rates Now!

98032 Home Insurance Average Premiums

Local 98032 homeowners insurance quotes comparison

$437 /yr.

Shows Zip Code: 98032 lowest rates with discounts applied on average.

For the 98032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$437 /yr.
Average Coverage:$687 /yr.
2600 sq. ft. or higher
(all discounts applied)
$987 /yr.

What is the average home insurance cost for a home in 98032?

  • • The average homeowners insurance premium paid annually for a home in 98032 is around $687 per year.

What does it cost on average per month for home insurance in 98032?

  • • Homeowners in 98032 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98032?

  • • Autoowners in 98032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kent area, check out other zip codes nearby 98032.
Review average rates in another zip code:
98030 homeowners insurance rates
98042 homeowners insurance rates
98032 homeowners insurance rates
98031 homeowners insurance rates

Home Replacement Cost Coverage in 98032

Average Building Cost Per Square Foot in 98032: $242

Location: Kent, Washington (King County)

Average Square Footage in 98032: 1,526 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98032 before you start any project. Kent homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,526 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,526$369,300
Additional Upgrades & Added Features$3031,526$461,625
Major Home Updates or Advancements$3631,526$553,950

It's important to understand that when you estimate your replacement cost of your home in the 98032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98032

Bell Anderson Agency Inc

Address: 724 W Smith St Kent, WA 98032
Phone: (253)852-1680
Website: www.bell-anderson.com

Best Home & Auto Insurance Agencies in 98032

Bell Anderson Agency Inc

Address: 724 W Smith St Kent, WA 98032
Phone:
Website: http://www.bell-anderson.com
Info:

Gayle Culver - Allstate Agent

Address: 207 1st Ave S Kent, WA 98032
Phone:
Website: http://www.allstateagencies.com/GayleCulver/Welcome/
Info:

Vern Fonk Insurance

Address: 23830 Pacific Hwy S Kent, WA 98032
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/vern_fonk_insurance-b256622&mkt=63801
Info:

Mike Johnson- Farmers Insurance

Address: 21620 84th Ave S Kent, WA 98032
Phone:
Website: http://www.farmersagent.com/kbusby/
Info:

Powell, Bruce - State Farm Insurance Agent

Address: 24800 Pacific Hwy S Kent, WA 98032
Phone:
Website: http://www.seattle.citysearch.com/profile/external/10747287/kent_wa/powell_bruce_state_farm_insurance_agent.html
Info:

Housing Demographics for 98032

Population Review for 98032 Zip Code

For the city of Kent, the population within 98032 has increased to over 40,341 residents in population size. The current population total is 38,744. We have broken down the population based on race below. In 98032, there are over 19592 in male population and 19152 females.

PopulationValues
Total Population38,744
White Population14163
Black Population6167
Hispanic Population9154
Asian Population6123
Hawaiian Population1418
Indian Population531
Other Population5516
Male Population19592
Female Population19152
Population Estimate40341

Household Data for 98032

The average number of homes in 98032 is around 14,579, there are an average of 2.60 per household. The average house value according to local real estate values is around $369,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,579
Persons Per Household2.60
Average House Value$369,300
Income Per Household$69437
Median Age34.5
Median Age Male33.7
Median Age Female35.2
98032 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253/425
CityKent
City Alias NameKENT
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2095
Number Of Employees56677
Business First Quarter Payroll889843
Business Annual Payroll3881589
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District09
Congressional LandArea183.43
Delivery Residential15516
Delivery Business2594
Delivery Total23008
Preferred Last Line KeyZ16970
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16970
Land Area17.045000
Water Area0.238000
City Alias Code
City Mixed CaseKent
City Alias Mixed CaseKent
Box Count0
SFDU2912
MFDU8374
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number544060
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]