Get multiple home insurance quotes in 84128. Our licensed 84128, UT agents are ready to serve you.

84128 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 84128 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Valley City, UT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 84128 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Utah, like average West Valley City homeowners insurance rates, coverage options or home insurance types, please select West Valley City, UT Home Insurance Rates Online!

84128 Home Insurance Average Premiums

Local 84128 homeowners insurance quotes comparison

$311 /yr.

Shows Zip Code: 84128 lowest rates with discounts applied on average.

For the 84128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$311 /yr.
Average Coverage:$561 /yr.
2600 sq. ft. or higher
(all discounts applied)
$861 /yr.

What is the average home insurance cost for a home in 84128?

  • • The average homeowners insurance premium paid annually for a home in 84128 is around $561 per year.

What does it cost on average per month for home insurance in 84128?

  • • Homeowners in 84128 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84128?

  • • Autoowners in 84128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Valley City area, check out other zip codes nearby 84128.
Review average rates in another zip code:
84128 homeowners insurance rates
84119 homeowners insurance rates
84120 homeowners insurance rates

Home Replacement Cost Coverage in 84128

Average Building Cost Per Square Foot in 84128: $189

Location: West Valley City, Utah (Salt Lake County)

Average Square Footage in 84128: 1,495 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84128 before you start any project. West Valley City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,495 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Valley City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,495$282,500
Additional Upgrades & Added Features$2361,495$353,125
Major Home Updates or Advancements$2841,495$423,750

It's important to understand that when you estimate your replacement cost of your home in the 84128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84128

Best Home & Auto Insurance Agencies in 84128

American Family Insurance Ian French - Agents- French Ian

Address: 5646 W 4100 S Salt Lake City, UT 84128
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 84128

Population Review for 84128 Zip Code

For the city of West Valley City, the population within 84128 has increased to over 31,407 residents in population size. The current population total is 31,406. We have broken down the population based on race below. In 84128, there are over 15953 in male population and 15453 females.

PopulationValues
Total Population31,406
White Population16947
Black Population566
Hispanic Population11901
Asian Population1522
Hawaiian Population1021
Indian Population577
Other Population6969
Male Population15953
Female Population15453
Population Estimate31407

Household Data for 84128

The average number of homes in 84128 is around 8,282, there are an average of 3.79 per household. The average house value according to local real estate values is around $282,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,282
Persons Per Household3.79
Average House Value$282,500
Income Per Household$91411
Median Age30.9
Median Age Male30.5
Median Age Female31.5
84128 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationW VALLEY CITY
Area Code385
CityWest Valley City
City Alias NameWEST VALLEY CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees2108
Business First Quarter Payroll19582
Business Annual Payroll96637
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential8287
Delivery Business127
Delivery Total8375
Preferred Last Line Key000064
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State Key000064
Land Area8.380000
Water Area0.000000
City Alias Code
City Mixed CaseWest Valley City
City Alias Mixed CaseWest Valley City
Box Count0
SFDU2819
MFDU120
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]