Get multiple home insurance quotes in 84120. Our licensed 84120, UT agents are ready to serve you.

Compare 84120 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 84120 area? The average homeowners premium in Utah for a standard homeowners policy is around $543/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 84120 zip code, the population size is around 51,212 with 14,412 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 84120.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for West Valley City, UT Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. UT RateDiscountsSavingsShop Rates
$764up to 40% off$306

84120 Home Insurance Average Premiums

Local 84120 homeowners insurance quotes comparison

$293 /yr.

Shows Zip Code: 84120 lowest rates with discounts applied on average.

For the 84120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$293 /yr.
Average Coverage:$543 /yr.
2600 sq. ft. or higher
(all discounts applied)
$843 /yr.

What is the average home insurance cost for a home in 84120?

  • • The average homeowners insurance premium paid annually for a home in 84120 is around $543 per year.

What does it cost on average per month for home insurance in 84120?

  • • Homeowners in 84120 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84120?

  • • Autoowners in 84120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Valley City area, check out other zip codes nearby 84120.
Review average rates in another zip code:
84119 homeowners insurance rates
84128 homeowners insurance rates
84120 homeowners insurance rates

Home Replacement Cost Coverage in 84120

Average Building Cost Per Square Foot in 84120: $189

Location: West Valley City, Utah (Salt Lake County)

Average Square Footage in 84120: 1,449 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84120 before you start any project. West Valley City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,449 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Valley City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,449$273,900
Additional Upgrades & Added Features$2361,449$342,375
Major Home Updates or Advancements$2841,449$410,850

It's important to understand that when you estimate your replacement cost of your home in the 84120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84120

Best Home & Auto Insurance Agencies in 84120

American Family Insurance Kandace Meyer - Agents- Meyer Kandace

Address: 3628 W 3500 S Salt Lake City, UT 84120
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Alba Insurance Agency Inc - State Farm Insurance Agent

Address: 3996 S 5600 W West Valley City, UT 84120
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Hill- Lawrence F - State Farm Insurance Agent

Address: 4041 W 4100 S West Valley City, UT 84120
Phone:
Website:
Info:

American Family Insurance

Address: 3600 W 3500 S Salt Lake City, UT 84120
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 84120

Population Review for 84120 Zip Code

For the city of West Valley City, the population within 84120 has increased to over 51,184 residents in population size. The current population total is 51,212. We have broken down the population based on race below. In 84120, there are over 25671 in male population and 25541 females.

PopulationValues
Total Population51,212
White Population25980
Black Population1392
Hispanic Population19347
Asian Population2954
Hawaiian Population2642
Indian Population803
Other Population10799
Male Population25671
Female Population25541
Population Estimate51184

Household Data for 84120

The average number of homes in 84120 is around 14,412, there are an average of 3.54 per household. The average house value according to local real estate values is around $273,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,412
Persons Per Household3.54
Average House Value$273,900
Income Per Household$76725
Median Age31.9
Median Age Male31.2
Median Age Female32.7
84120 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationW VALLEY CITY
Area Code385/801
CityWest Valley City
City Alias NameWEST VALLEY CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses821
Number Of Employees28296
Business First Quarter Payroll410697
Business Annual Payroll1585196
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential14459
Delivery Business692
Delivery Total21789
Preferred Last Line Key000064
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State Key000064
Land Area10.098000
Water Area0.000000
City Alias Code
City Mixed CaseWest Valley City
City Alias Mixed CaseWest Valley City
Box Count0
SFDU8037
MFDU339
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]