84121 Home Insurance Rates & Premiums

Did you know there are over 41,628 people living within the 84121 zip code area? There are over 16,224 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

1. We will shop up to 12 home insurance companies for free.
2. We will apply all discounts and credits to help you save up to 40% or more.
3. We will answer any questions that you may.
4. We will review the best policy and coverage option in 84121.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Utah are on the rise. The estimated average premium is around $526 a year for a standard homeowners insurance policy in Salt Lake City. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Salt Lake City, UT Homeowners Insurance Quotes Online

Average Building Cost Per Square Foot in 84121: $189

Average Square Footage in 84121: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84121 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 84121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Cottonwood Insurance Inc

Allstate Insurance - Harry Niehus

Allstate Insurance - Quentin Casperson

Regence Blue Cross Blue Shield of Utah

Allstate Insurance - Quentin Casperson

Cottonwood Insurance Inc

Allstate Insurance - Harry Niehus

American Family Insurance - Agents- Price Scott

Household Data for 84121

The average number of homes in 84121 is around 16,224, there are an average of 2.56 per household. The average house value according to local real estate values is around $441,900. Please review the following demographics below for average income and media age.

• Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

  While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

• The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

  If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

• Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

  A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]