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Check Out 84104 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Salt Lake City, UT.

We will gather some basic information about your home in Salt Lake City, UT and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Utah licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 84104 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 84104

We have pulled together a variety of data related to homeowners insurance in Utah. Simply click on one of the links below to learn about the average cost of homeowners insurance in Utah as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Salt Lake City, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

84104 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 84104 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Utah is roughly $549. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 84104 homeowners insurance policy!

84104 Home Insurance Average Premiums

Local 84104 homeowners insurance quotes comparison

$299 /yr.

Shows Zip Code: 84104 lowest rates with discounts applied on average.

For the 84104, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$299 /yr.
Average Coverage:$549 /yr.
2600 sq. ft. or higher
(all discounts applied)
$849 /yr.

What is the average home insurance cost for a home in 84104?

  • • The average homeowners insurance premium paid annually for a home in 84104 is around $549 per year.

What does it cost on average per month for home insurance in 84104?

  • • Homeowners in 84104 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84104?

  • • Autoowners in 84104 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84104.
Review average rates in another zip code:
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84124 homeowners insurance rates

Home Replacement Cost Coverage in 84104

Average Building Cost Per Square Foot in 84104: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84104: 1,221 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84104 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84104 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84104 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,221 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,221$230,700
Additional Upgrades & Added Features$2361,221$288,375
Major Home Updates or Advancements$2841,221$346,050

It's important to understand that when you estimate your replacement cost of your home in the 84104 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84104

Best Home & Auto Insurance Agencies in 84104

Housing Demographics for 84104

Population Review for 84104 Zip Code

For the city of Salt Lake City, the population within 84104 has increased to over 23,443 residents in population size. The current population total is 23,487. We have broken down the population based on race below. In 84104, there are over 12226 in male population and 11261 females.

PopulationValues
Total Population23,487
White Population9360
Black Population935
Hispanic Population11289
Asian Population1251
Hawaiian Population1777
Indian Population710
Other Population6123
Male Population12226
Female Population11261
Population Estimate23443

Household Data for 84104

The average number of homes in 84104 is around 7,133, there are an average of 3.23 per household. The average house value according to local real estate values is around $230,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,133
Persons Per Household3.23
Average House Value$230,700
Income Per Household$53401
Median Age30.8
Median Age Male31.0
Median Age Female30.5
84104 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code801/385
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1418
Number Of Employees45245
Business First Quarter Payroll617648
Business Annual Payroll2647197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential7258
Delivery Business1888
Delivery Total9562
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area21.581000
Water Area0.007000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU5153
MFDU757
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]