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Home Insurance in 84108

Our rates are very competitive for homeowners living in the 84108 zip code. Many homeowners based out of Salt Lake City, UT have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our UT licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84108 should appear in the zip code field ready to go.

84108 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Salt Lake City area? The average homeowners premium in 84108 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 84108, you can expect to pay around $500 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 84108

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Utah. Start your 84108 home insurance shopping today!

  1. Salt Lake City, UT Home Insurance Quotes

84108 Home Insurance Average Premiums

Local 84108 homeowners insurance quotes comparison

$250 /yr.

Shows Zip Code: 84108 lowest rates with discounts applied on average.

For the 84108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$250 /yr.
Average Coverage:$500 /yr.
2600 sq. ft. or higher
(all discounts applied)
$800 /yr.

What is the average home insurance cost for a home in 84108?

  • • The average homeowners insurance premium paid annually for a home in 84108 is around $500 per year.

What does it cost on average per month for home insurance in 84108?

  • • Homeowners in 84108 pay a monthly average cost per month around $42.00.

What kind of discount could I get if I combine my home and auto insurance together in 84108?

  • • Autoowners in 84108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84108.
Review average rates in another zip code:
84115 homeowners insurance rates
84118 homeowners insurance rates
84113 homeowners insurance rates
84105 homeowners insurance rates
84121 homeowners insurance rates
84112 homeowners insurance rates
84106 homeowners insurance rates
84111 homeowners insurance rates
84109 homeowners insurance rates
84101 homeowners insurance rates

Home Replacement Cost Coverage in 84108

Average Building Cost Per Square Foot in 84108: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84108: 3,334 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84108 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,334 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1893,334$630,200
Additional Upgrades & Added Features$2363,334$787,750
Major Home Updates or Advancements$2843,334$945,300

It's important to understand that when you estimate your replacement cost of your home in the 84108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84108

Best Home & Auto Insurance Agencies in 84108

Bryon M Hugie Insur Agcy Inc - State Farm Insurance Agent

Address: 1355 Foothill Dr, #105 Salt Lake City, UT 84108
Phone:
Website:
Info:

American Family Insurance BEV UIPI - Agents- UIPI BEV

Address: 1414 Foothill Dr Salt Lake City, UT 84108
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Cy Schmidt Insurance Agcy Inc - State Farm Insurance Agent

Address: 2022 S 2100 E, #202 Salt Lake City, UT 84108
Phone:
Website: http://www.cyschmidt.com
Info:

Housing Demographics for 84108

Population Review for 84108 Zip Code

For the city of Salt Lake City, the population within 84108 has increased to over 19,944 residents in population size. The current population total is 21,261. We have broken down the population based on race below. In 84108, there are over 10618 in male population and 10643 females.

PopulationValues
Total Population21,261
White Population17560
Black Population172
Hispanic Population1116
Asian Population1702
Hawaiian Population66
Indian Population82
Other Population291
Male Population10618
Female Population10643
Population Estimate19944

Household Data for 84108

The average number of homes in 84108 is around 8,259, there are an average of 2.56 per household. The average house value according to local real estate values is around $630,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,259
Persons Per Household2.56
Average House Value$630,200
Income Per Household$110697
Median Age35.3
Median Age Male33.9
Median Age Female36.5
84108 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code385/801
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses510
Number Of Employees10805
Business First Quarter Payroll267450
Business Annual Payroll1166939
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District01|02
Congressional LandArea19560.79|39987.95
Delivery Residential7791
Delivery Business300
Delivery Total13289
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area72.248000
Water Area0.147000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU5938
MFDU602
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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