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Home Insurance Quotes in 75150

Are you shopping for a cheaper homeowners insurance rate in 75150? Our rates are very competitive for homeowners living in Mesquite, TX. Many homeowners located in the 75150 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 75150. To get free 75150 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 75150 zip code should appear in the zip code field ready to go. Shopping Mesquite, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 75150 to review the best rate coverages.

Your 75150 Home Insurance Costs Is Rated: Very High!

For the great city of Mesquite, the average home insurance premium paid annually is around $1493 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Mesquite and need insurance on your home in the 75150 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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75150 Home Insurance Average Premiums

Local 75150 homeowners insurance quotes comparison

$1243 /yr.

Shows Zip Code: 75150 lowest rates with discounts applied on average.

For the 75150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1243 /yr.
Average Coverage:$1493 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1793 /yr.

What is the average home insurance cost for a home in 75150?

  • • The average homeowners insurance premium paid annually for a home in 75150 is around $1493 per year.

What does it cost on average per month for home insurance in 75150?

  • • Homeowners in 75150 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75150?

  • • Autoowners in 75150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesquite area, check out other zip codes nearby 75150.
Review average rates in another zip code:
75150 homeowners insurance rates
75181 homeowners insurance rates
75149 homeowners insurance rates

Home Replacement Cost Coverage in 75150

Average Building Cost Per Square Foot in 75150: $129

Location: Mesquite, Texas (Dallas County)

Average Square Footage in 75150: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75150 before you start any project. Mesquite homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesquite area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,327$171,200
Additional Upgrades & Added Features$1611,327$214,000
Major Home Updates or Advancements$1941,327$256,800

It's important to understand that when you estimate your replacement cost of your home in the 75150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75150

Allstate Insurance - Gary Wayne Parr

Address: 4438 Gus Thomasson Mesquite, TX 75150
Phone: (972)681-7111
Website:

Best Home & Auto Insurance Agencies in 75150

American Hallmark Agencies Inc

Address: 3600 Gus Thomasson Rd Mesquite, TX 75150
Phone:
Website: http://www.eastwoodinsurance.com
Info:

Commonwealth Insurance Agency

Address: 3330 N Galloway Ave, #265 Mesquite, TX 75150
Phone:
Website:
Info:

Bradford Chapman - Allstate Agent

Address: 310 E I-30 E, Ste 101 Mesquite, TX 75150
Phone:
Website: http://www.allstateagencies.com/bradchapman/Welcome/
Info:

Steve Whitworth - Allstate Insurance Company

Address: 3330 N Galloway Ave Mesquite, TX 75150
Phone:
Website: http://www.clickserve.dartsearch.net/link/click?lid=43000000142094703
Info:

TWFG Insurance Services/Gary Parr Insurance

Address: 3001 Motley Dr Mesquite, TX 75150
Phone:
Website:
Info:

Housing Demographics for 75150

Population Review for 75150 Zip Code

For the city of Mesquite, the population within 75150 has increased to over 65,127 residents in population size. The current population total is 64,654. We have broken down the population based on race below. In 75150, there are over 30999 in male population and 33655 females.

PopulationValues
Total Population64,654
White Population22602
Black Population14214
Hispanic Population30078
Asian Population1933
Hawaiian Population48
Indian Population885
Other Population13629
Male Population30999
Female Population33655
Population Estimate65127

Household Data for 75150

The average number of homes in 75150 is around 23,090, there are an average of 2.78 per household. The average house value according to local real estate values is around $171,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,090
Persons Per Household2.78
Average House Value$171,200
Income Per Household$61423
Median Age33.4
Median Age Male31.8
Median Age Female34.9
75150 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972
CityMesquite
City Alias NameMESQUITE
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1252
Number Of Employees21517
Business First Quarter Payroll175348
Business Annual Payroll772375
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District05|32
Congressional LandArea5043.85|185.66
Delivery Residential23427
Delivery Business1692
Delivery Total26773
Preferred Last Line KeyW24710
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24710
Land Area12.560000
Water Area0.012000
City Alias Code
City Mixed CaseMesquite
City Alias Mixed CaseMesquite
Box Count0
SFDU12556
MFDU8982
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485860
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]