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Homeowners Insurance in 75149

For homeowners living in 75149, you want more affordable home insurance rates in Mesquite, right? Our rates are very competitive for homeowners living in the great city of Mesquite, TX. Many homeowners living in the 75149 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 75149 should appear in the zip code field ready to go. Comparing Mesquite, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

75149 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Mesquite pay around $1528 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 75149 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Mesquite homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

Get 75149 Homeowners Insurance Rates Now!

75149 Home Insurance Average Premiums

Local 75149 homeowners insurance quotes comparison

$1278 /yr.

Shows Zip Code: 75149 lowest rates with discounts applied on average.

For the 75149, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1278 /yr.
Average Coverage:$1528 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1828 /yr.

What is the average home insurance cost for a home in 75149?

  • • The average homeowners insurance premium paid annually for a home in 75149 is around $1528 per year.

What does it cost on average per month for home insurance in 75149?

  • • Homeowners in 75149 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 75149?

  • • Autoowners in 75149 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesquite area, check out other zip codes nearby 75149.
Review average rates in another zip code:
75150 homeowners insurance rates
75181 homeowners insurance rates
75149 homeowners insurance rates

Home Replacement Cost Coverage in 75149

Average Building Cost Per Square Foot in 75149: $129

Location: Mesquite, Texas (Dallas County)

Average Square Footage in 75149: 1,198 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75149 before you start any project. Mesquite homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75149 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75149 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,198 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesquite area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,198$154,600
Additional Upgrades & Added Features$1611,198$193,250
Major Home Updates or Advancements$1941,198$231,900

It's important to understand that when you estimate your replacement cost of your home in the 75149 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75149

Best Home & Auto Insurance Agencies in 75149

Allstate Insurance Company - Randall Lamm

Address: 911 E Davis St Mesquite, TX 75149
Phone:
Website: http://www.allstateagencies.com/080446?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Roy Jr Cruz

Address: 921 S Bryan Belt Line Rd Mesquite, TX 75149
Phone:
Website: http://www.allstateagencies.com/043360?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Insurance

Address: 1800 N Galloway Ave-300 Mesquite, TX 75149
Phone:
Website: http://www.statefarm.com/
Info:

Roy Cruz Jr Allstate Insurance

Address: 205 W Main St Mesquite, TX 75149
Phone:
Website: http://www.allstateagencies.com/RoyCruzJr/Welcome
Info:

Frank Insurance Agency

Address: 309 N Galloway Ave Mesquite, TX 75149
Phone:
Website: http://www.joefrankinsurance.com/
Info:

Housing Demographics for 75149

Population Review for 75149 Zip Code

For the city of Mesquite, the population within 75149 has increased to over 61,787 residents in population size. The current population total is 60,317. We have broken down the population based on race below. In 75149, there are over 29076 in male population and 31241 females.

PopulationValues
Total Population60,317
White Population20755
Black Population13591
Hispanic Population28245
Asian Population1278
Hawaiian Population54
Indian Population901
Other Population13045
Male Population29076
Female Population31241
Population Estimate61787

Household Data for 75149

The average number of homes in 75149 is around 19,496, there are an average of 3.08 per household. The average house value according to local real estate values is around $154,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,496
Persons Per Household3.08
Average House Value$154,600
Income Per Household$57136
Median Age33.0
Median Age Male31.4
Median Age Female34.5
75149 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/214/469
CityMesquite
City Alias NameMESQUITE
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses801
Number Of Employees17628
Business First Quarter Payroll168781
Business Annual Payroll703243
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District05|32
Congressional LandArea5043.85|185.66
Delivery Residential20061
Delivery Business1140
Delivery Total21603
Preferred Last Line KeyW24710
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24710
Land Area16.018000
Water Area0.065000
City Alias Code
City Mixed CaseMesquite
City Alias Mixed CaseMesquite
Box Count0
SFDU15583
MFDU2446
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485860
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]