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75054 Home Insurance Rates
Getting multiple homeowners insurance rates in 75054 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Grand Prairie, TX. Many homeowners based out of the 75054 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Texas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 75054 should appear in the zip code field ready to go. For Grand Prairie, TX Home Insurance Quotes, Click to easily get started!
75054 Homeowners Insurance Rates, Average Rating: Very High!
Your homeowners insurance policy in 75054 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Grand Prairie. For a basic HO-3, standard homeowners policy, the average premium per year in Texas is around $1484. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 75054 zip code today and let us help you save time and money on your homeowners insurance premium.
75054 Home Insurance Average Premiums
$1234 /yr.
Shows Zip Code: 75054 lowest rates with discounts applied on average.
For the 75054, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1234 /yr. |
| Average Coverage: | $1484 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1784 /yr. |
What is the average home insurance cost for a home in 75054?
- • The average homeowners insurance premium paid annually for a home in 75054 is around $1484 per year.
What does it cost on average per month for home insurance in 75054?
- • Homeowners in 75054 pay a monthly average cost per month around $124.00.
What kind of discount could I get if I combine my home and auto insurance together in 75054?
- • Autoowners in 75054 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Grand Prairie area, check out other zip codes nearby 75054.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75054
Average Building Cost Per Square Foot in 75054: $129
Location: Grand Prairie, Texas (Dallas County)Average Square Footage in 75054: 2,827 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 75054 before you start any project. Grand Prairie homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75054 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 75054 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,827 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grand Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $129 | 2,827 | $364,700 |
| Additional Upgrades & Added Features | $161 | 2,827 | $455,875 |
| Major Home Updates or Advancements | $194 | 2,827 | $547,050 |
It's important to understand that when you estimate your replacement cost of your home in the 75054 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 75054
Best Home & Auto Insurance Agencies in 75054
Housing Demographics for 75054
Population Review for 75054 Zip Code
For the city of Grand Prairie, the population within 75054 has increased to over 18,762 residents in population size. The current population total is 15,646. We have broken down the population based on race below. In 75054, there are over 7624 in male population and 8022 females.
| Population | Values |
|---|---|
| Total Population | 15,646 |
| White Population | 4688 |
| Black Population | 6082 |
| Hispanic Population | 2459 |
| Asian Population | 2254 |
| Hawaiian Population | 11 |
| Indian Population | 68 |
| Other Population | 669 |
| Male Population | 7624 |
| Female Population | 8022 |
| Population Estimate | 18762 |
Household Data for 75054
The average number of homes in 75054 is around 4,630, there are an average of 3.38 per household. The average house value according to local real estate values is around $364,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 4,630 |
| Persons Per Household | 3.38 |
| Average House Value | $364,700 |
| Income Per Household | $145375 |
| Median Age | 36.3 |
| Median Age Male | 35.1 |
| Median Age Female | 37.2 |
| 75054 Details | Values |
|---|---|
| State | TX |
| State Full Name | Texas |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 469/972/214/945 |
| City | Grand Prairie |
| City Alias Name | GRAND PRAIRIE |
| County | Dallas |
| County FIPS | 113 |
| State FIPS | 48 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1922 |
| PMSA | 1920 |
| CSA | 206 |
| CBSA | 19100 |
| CBSA_DIV | 19124 |
| CBSA_Type | Metro |
| CBSA_Name | Dallas-Fort Worth-Arlington, TX |
| MSA_Name | Dallas-Fort Worth, TX CMSA |
| PMSA_Name | Dallas, TX PMSA |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 157 |
| Number Of Employees | 846 |
| Business First Quarter Payroll | 5031 |
| Business Annual Payroll | 23256 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 6371773 |
| CBSA Division Population | 4230520 |
| Congressional District | 06|30 |
| Congressional LandArea | 2148.41|356.27 |
| Delivery Residential | 5551 |
| Delivery Business | 16 |
| Delivery Total | 6774 |
| Preferred Last Line Key | W23938 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Dallas-Fort Worth, TX-OK |
| CBSA_DIV_Name | Dallas-Plano-Irving, TX |
| City State Key | W23938 |
| Land Area | 5.914000 |
| Water Area | 5.860000 |
| City Alias Code | |
| City Mixed Case | Grand Prairie |
| City Alias Mixed Case | Grand Prairie |
| Box Count | 783 |
| SFDU | 4042 |
| MFDU | 870 |
| State ANSI | 48 |
| County ANSI | 113 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 483695 |
| Unique ZIP Name | |
| SSA State County Code | 45390 |
| Medicare CBSA Code | 19124 |
| Medicare CBSA Name | Dallas-Plano-Irving, TX |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Dallas |
Texas Homeowners Insurance News & Information
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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9% Predicted Jump in Home Insurance Rates in 2023 Posted on Tuesday 25th April, 2023
According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]
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Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022
Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]
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Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022
Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report, homeowners […]
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Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021
Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]
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Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021
Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]