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Homeowners Insurance in 75051

For homeowners living in 75051, you want more affordable home insurance rates in Grand Prairie, right? Our rates are very competitive for homeowners living in the great city of Grand Prairie, TX. Many homeowners living in the 75051 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 75051 should appear in the zip code field ready to go. Comparing Grand Prairie, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

75051 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Grand Prairie pay around $1529 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 75051 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Grand Prairie homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

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75051 Home Insurance Average Premiums

Local 75051 homeowners insurance quotes comparison

$1279 /yr.

Shows Zip Code: 75051 lowest rates with discounts applied on average.

For the 75051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1279 /yr.
Average Coverage:$1529 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1829 /yr.

What is the average home insurance cost for a home in 75051?

  • • The average homeowners insurance premium paid annually for a home in 75051 is around $1529 per year.

What does it cost on average per month for home insurance in 75051?

  • • Homeowners in 75051 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 75051?

  • • Autoowners in 75051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grand Prairie area, check out other zip codes nearby 75051.
Review average rates in another zip code:
75050 homeowners insurance rates
75052 homeowners insurance rates
75054 homeowners insurance rates
75051 homeowners insurance rates

Home Replacement Cost Coverage in 75051

Average Building Cost Per Square Foot in 75051: $129

Location: Grand Prairie, Texas (Dallas County)

Average Square Footage in 75051: 1,073 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75051 before you start any project. Grand Prairie homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,073 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grand Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,073$138,400
Additional Upgrades & Added Features$1611,073$173,000
Major Home Updates or Advancements$1941,073$207,600

It's important to understand that when you estimate your replacement cost of your home in the 75051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75051

Allstate Insurance - Hugo Valdes

Address: 615 Small Hill Road Ste 104 Grand Prairie, TX 75051
Phone: (972)262-9098
Website:

Best Home & Auto Insurance Agencies in 75051

Housing Demographics for 75051

Population Review for 75051 Zip Code

For the city of Grand Prairie, the population within 75051 has increased to over 41,768 residents in population size. The current population total is 40,243. We have broken down the population based on race below. In 75051, there are over 19663 in male population and 20580 females.

PopulationValues
Total Population40,243
White Population11459
Black Population6215
Hispanic Population26282
Asian Population1096
Hawaiian Population29
Indian Population591
Other Population12037
Male Population19663
Female Population20580
Population Estimate41768

Household Data for 75051

The average number of homes in 75051 is around 12,689, there are an average of 3.14 per household. The average house value according to local real estate values is around $138,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,689
Persons Per Household3.14
Average House Value$138,400
Income Per Household$42675
Median Age31.4
Median Age Male30.6
Median Age Female32.2
75051 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/469/972/945/817
CityGrand Prairie
City Alias NameGRAND PRAIRIE
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses644
Number Of Employees16413
Business First Quarter Payroll315900
Business Annual Payroll1195633
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District06|30|33
Congressional LandArea2148.41|356.27|211.94
Delivery Residential13302
Delivery Business1213
Delivery Total15448
Preferred Last Line KeyW23938
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23938
Land Area12.626000
Water Area2.748000
City Alias Code
City Mixed CaseGrand Prairie
City Alias Mixed CaseGrand Prairie
Box Count0
SFDU8026
MFDU3459
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483695
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]