Get multiple home insurance quotes in 89134. Our licensed 89134, NV agents are ready to serve you.

89134 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 89134 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Las Vegas, NV. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 89134 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nevada, like average Las Vegas homeowners insurance rates, coverage options or home insurance types, please select Las Vegas, NV Home Insurance Rates Online!

89134 Home Insurance Average Premiums

Local 89134 homeowners insurance quotes comparison

$347 /yr.

Shows Zip Code: 89134 lowest rates with discounts applied on average.

For the 89134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$347 /yr.
Average Coverage:$597 /yr.
2600 sq. ft. or higher
(all discounts applied)
$897 /yr.

What is the average home insurance cost for a home in 89134?

  • • The average homeowners insurance premium paid annually for a home in 89134 is around $597 per year.

What does it cost on average per month for home insurance in 89134?

  • • Homeowners in 89134 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 89134?

  • • Autoowners in 89134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89134.
Review average rates in another zip code:
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89156 homeowners insurance rates

Home Replacement Cost Coverage in 89134

Average Building Cost Per Square Foot in 89134: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89134: 1,990 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89134 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,990 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,990$352,300
Additional Upgrades & Added Features$2211,990$440,375
Major Home Updates or Advancements$2661,990$528,450

It's important to understand that when you estimate your replacement cost of your home in the 89134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89134

Allstate Insurance - Mary Ann Connolly

Address: 1958 Village Center Circle Suite #5 Las Vegas, NV 89134
Phone: (702)242-9700
Website:

Best Home & Auto Insurance Agencies in 89134

Matorian- Mervyn J

Address: 8574 Del Webb Blvd Las Vegas, NV 89134
Phone:
Website:
Info:

Shumway- Charles S - State Farm Insurance Agent

Address: 1930 Village Center Cir, #2 Las Vegas, NV 89134
Phone:
Website:
Info:

Allstate Insurance - Mary Ann Connolly

Address: 1958 Village Center Cir, #5 Las Vegas, NV 89134
Phone:
Website:
Info:

Housing Demographics for 89134

Population Review for 89134 Zip Code

For the city of Las Vegas, the population within 89134 has increased to over 25,000 residents in population size. The current population total is 24,024. We have broken down the population based on race below. In 89134, there are over 11169 in male population and 12855 females.

PopulationValues
Total Population24,024
White Population17996
Black Population1073
Hispanic Population2172
Asian Population2124
Hawaiian Population87
Indian Population90
Other Population719
Male Population11169
Female Population12855
Population Estimate25000

Household Data for 89134

The average number of homes in 89134 is around 11,852, there are an average of 2.01 per household. The average house value according to local real estate values is around $352,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,852
Persons Per Household2.01
Average House Value$352,300
Income Per Household$70335
Median Age64.4
Median Age Male63.3
Median Age Female65.3
89134 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses608
Number Of Employees9626
Business First Quarter Payroll131423
Business Annual Payroll592912
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03
Congressional LandArea2848.99
Delivery Residential12438
Delivery Business297
Delivery Total12690
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area6.674000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU8361
MFDU298
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]