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89135, NV Home Insurance

In the zip code of 89135, the population size is around 31,763, which consists of 13,595 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Las Vegas, NV. A few years ago, a study was done and found that the average home insurance rates for Nevada are around $620 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 89135 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Las Vegas. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Las Vegas, NV Homeowners Insurance Online Rates Today!

89135 Home Insurance Average Premiums

Local 89135 homeowners insurance quotes comparison

$370 /yr.

Shows Zip Code: 89135 lowest rates with discounts applied on average.

For the 89135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$370 /yr.
Average Coverage:$620 /yr.
2600 sq. ft. or higher
(all discounts applied)
$920 /yr.

What is the average home insurance cost for a home in 89135?

  • • The average homeowners insurance premium paid annually for a home in 89135 is around $620 per year.

What does it cost on average per month for home insurance in 89135?

  • • Homeowners in 89135 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 89135?

  • • Autoowners in 89135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89135.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 89135

Average Building Cost Per Square Foot in 89135: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89135: 2,754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89135 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,754 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1772,754$487,400
Additional Upgrades & Added Features$2212,754$609,250
Major Home Updates or Advancements$2662,754$731,100

It's important to understand that when you estimate your replacement cost of your home in the 89135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89135

Best Home & Auto Insurance Agencies in 89135

Keever- Larry V

Address: 10300 W Charleston Blvd Las Vegas, NV 89135
Phone:
Website: http://www.larrykeever.com
Info:

Housing Demographics for 89135

Population Review for 89135 Zip Code

For the city of Las Vegas, the population within 89135 has increased to over 35,443 residents in population size. The current population total is 31,763. We have broken down the population based on race below. In 89135, there are over 15642 in male population and 16121 females.

PopulationValues
Total Population31,763
White Population21275
Black Population1322
Hispanic Population3518
Asian Population4707
Hawaiian Population110
Indian Population105
Other Population990
Male Population15642
Female Population16121
Population Estimate35443

Household Data for 89135

The average number of homes in 89135 is around 13,595, there are an average of 2.33 per household. The average house value according to local real estate values is around $487,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,595
Persons Per Household2.33
Average House Value$487,400
Income Per Household$105087
Median Age47.3
Median Age Male46.8
Median Age Female47.9
89135 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1176
Number Of Employees14907
Business First Quarter Payroll235514
Business Annual Payroll998857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03
Congressional LandArea2848.99
Delivery Residential15212
Delivery Business499
Delivery Total19416
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area50.680000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU3565
MFDU2101
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]