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Compare 21210 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Baltimore just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,597 neighbors looking to save on their home insurance policy in the local 21210 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 21210. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Baltimore, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Baltimore, MD

21210 Home Insurance Average Premiums

Local 21210 homeowners insurance quotes comparison

$658 /yr.

Shows Zip Code: 21210 lowest rates with discounts applied on average.

For the 21210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$658 /yr.
Average Coverage:$908 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1208 /yr.

What is the average home insurance cost for a home in 21210?

  • • The average homeowners insurance premium paid annually for a home in 21210 is around $908 per year.

What does it cost on average per month for home insurance in 21210?

  • • Homeowners in 21210 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 21210?

  • • Autoowners in 21210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baltimore area, check out other zip codes nearby 21210.
Review average rates in another zip code:
21211 homeowners insurance rates
21213 homeowners insurance rates
21217 homeowners insurance rates
21209 homeowners insurance rates
21239 homeowners insurance rates
21206 homeowners insurance rates
21224 homeowners insurance rates
21250 homeowners insurance rates
21210 homeowners insurance rates
21214 homeowners insurance rates

Home Replacement Cost Coverage in 21210

Average Building Cost Per Square Foot in 21210: $190

Location: Baltimore, Maryland (Baltimore City County)

Average Square Footage in 21210: 2,421 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21210 before you start any project. Baltimore homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,421 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baltimore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,421$460,000
Additional Upgrades & Added Features$2382,421$575,000
Major Home Updates or Advancements$2852,421$690,000

It's important to understand that when you estimate your replacement cost of your home in the 21210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21210

Best Home & Auto Insurance Agencies in 21210

Allstate Insurance Companies

Address: Cross Keys Rd Baltimore, MD 21210
Phone:
Website:
Info:

Housing Demographics for 21210

Population Review for 21210 Zip Code

For the city of Baltimore, the population within 21210 has increased to over 11,928 residents in population size. The current population total is 14,441. We have broken down the population based on race below. In 21210, there are over 6592 in male population and 7849 females.

PopulationValues
Total Population14,441
White Population9464
Black Population1105
Hispanic Population815
Asian Population2606
Hawaiian Population2
Indian Population10
Other Population297
Male Population6592
Female Population7849
Population Estimate11928

Household Data for 21210

The average number of homes in 21210 is around 5,597, there are an average of 2.03 per household. The average house value according to local real estate values is around $460,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,597
Persons Per Household2.03
Average House Value$460,000
Income Per Household$106925
Median Age31.7
Median Age Male31.0
Median Age Female32.3
21210 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443
CityBaltimore
City Alias NameBALTIMORE
CountyBaltimore City
County FIPS510
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees5712
Business First Quarter Payroll55511
Business Annual Payroll245991
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02|07
Congressional LandArea348.88|488.03
Delivery Residential5876
Delivery Business256
Delivery Total7781
Preferred Last Line KeyV22932
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22932
Land Area3.447000
Water Area0.037000
City Alias Code
City Mixed CaseBaltimore
City Alias Mixed CaseBaltimore
Box Count91
SFDU2736
MFDU3111
State ANSI24
County ANSI510
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230378
Unique ZIP Name
SSA State County Code21030
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore City

Maryland Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]