Get multiple home insurance quotes in 21211. Our licensed 21211, MD agents are ready to serve you.

21211 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 21211 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Baltimore, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21211 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Baltimore homeowners insurance rates, coverage options or home insurance types, please select Baltimore, MD Home Insurance Rates Online!

21211 Home Insurance Average Premiums

Local 21211 homeowners insurance quotes comparison

$601 /yr.

Shows Zip Code: 21211 lowest rates with discounts applied on average.

For the 21211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$601 /yr.
Average Coverage:$851 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1151 /yr.

What is the average home insurance cost for a home in 21211?

  • • The average homeowners insurance premium paid annually for a home in 21211 is around $851 per year.

What does it cost on average per month for home insurance in 21211?

  • • Homeowners in 21211 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 21211?

  • • Autoowners in 21211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baltimore area, check out other zip codes nearby 21211.
Review average rates in another zip code:
21224 homeowners insurance rates
21230 homeowners insurance rates
21239 homeowners insurance rates
21206 homeowners insurance rates
21212 homeowners insurance rates
21216 homeowners insurance rates
21218 homeowners insurance rates
21229 homeowners insurance rates
21210 homeowners insurance rates
21209 homeowners insurance rates

Home Replacement Cost Coverage in 21211

Average Building Cost Per Square Foot in 21211: $190

Location: Baltimore, Maryland (Baltimore City County)

Average Square Footage in 21211: 1,261 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21211 before you start any project. Baltimore homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,261 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baltimore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,261$239,500
Additional Upgrades & Added Features$2381,261$299,375
Major Home Updates or Advancements$2851,261$359,250

It's important to understand that when you estimate your replacement cost of your home in the 21211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21211

Allstate Insurance-Turner's Insurance Group- Inc.

Address: 711 W 40th St Baltimore, MD 21211
Phone: (410)467-9600
Website: agent.allstate.com/48863

Best Home & Auto Insurance Agencies in 21211

Garvey- Scott A

Address: 828 W 36th St Baltimore, MD 21211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Garvey, Scott - State Farm Insurance Agent

Address: 3818 Roland Ave Baltimore, MD 21211
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/46267251/baltimore_md/garvey_scott_state_farm_insurance_agent.html
Info:

Allstate Insurance-Turner's Insurance Group- Inc.

Address: 711 W 40th St Baltimore, MD 21211
Phone:
Website: http://www.agent.allstate.com/48863
Info:

Morgan Smith Insurance Agency

Address: 847 W 36th St Baltimore, MD 21211
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4415 Falls Rd Baltimore, MD 21211
Phone:
Website:
Info:

Housing Demographics for 21211

Population Review for 21211 Zip Code

For the city of Baltimore, the population within 21211 has increased to over 17,502 residents in population size. The current population total is 17,721. We have broken down the population based on race below. In 21211, there are over 8585 in male population and 9136 females.

PopulationValues
Total Population17,721
White Population12698
Black Population1973
Hispanic Population896
Asian Population1504
Hawaiian Population4
Indian Population57
Other Population371
Male Population8585
Female Population9136
Population Estimate17502

Household Data for 21211

The average number of homes in 21211 is around 8,942, there are an average of 1.94 per household. The average house value according to local real estate values is around $239,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,942
Persons Per Household1.94
Average House Value$239,500
Income Per Household$74430
Median Age35.8
Median Age Male35.7
Median Age Female35.8
21211 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443
CityBaltimore
City Alias NameBALTIMORE
CountyBaltimore City
County FIPS510
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses649
Number Of Employees9776
Business First Quarter Payroll117116
Business Annual Payroll526068
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02|07
Congressional LandArea348.88|488.03
Delivery Residential9022
Delivery Business862
Delivery Total10109
Preferred Last Line KeyV22932
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22932
Land Area2.867000
Water Area0.084000
City Alias Code
City Mixed CaseBaltimore
City Alias Mixed CaseBaltimore
Box Count153
SFDU6317
MFDU2415
State ANSI24
County ANSI510
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230378
Unique ZIP Name
SSA State County Code21030
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore City

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]