Get multiple home insurance quotes in 20785. Our licensed 20785, MD agents are ready to serve you.

20785 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 20785? Our rates are very competitive for homeowners living in Hyattsville, MD. Many homeowners based out of your 20785 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 20785 should appear in the zip code field ready to go. For Hyattsville, MD Home Insurance Rate Quotes click to review the best rates and service online!

20785 Average Premium is Rated: Medium!

Homeowners living in 20785 can easily save up to 40% off the average home insurance premium of $925 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Hyattsville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 20785 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 20785!

20785 Home Insurance Average Premiums

Local 20785 homeowners insurance quotes comparison

$675 /yr.

Shows Zip Code: 20785 lowest rates with discounts applied on average.

For the 20785, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$675 /yr.
Average Coverage:$925 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1225 /yr.

What is the average home insurance cost for a home in 20785?

  • • The average homeowners insurance premium paid annually for a home in 20785 is around $925 per year.

What does it cost on average per month for home insurance in 20785?

  • • Homeowners in 20785 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 20785?

  • • Autoowners in 20785 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hyattsville area, check out other zip codes nearby 20785.
Review average rates in another zip code:
20781 homeowners insurance rates
20784 homeowners insurance rates
20783 homeowners insurance rates
20782 homeowners insurance rates
20785 homeowners insurance rates

Home Replacement Cost Coverage in 20785

Average Building Cost Per Square Foot in 20785: $190

Location: Hyattsville, Maryland (Prince Georges County)

Average Square Footage in 20785: 1,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20785 before you start any project. Hyattsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20785 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20785 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,542 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hyattsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,542$292,900
Additional Upgrades & Added Features$2381,542$366,125
Major Home Updates or Advancements$2851,542$439,350

It's important to understand that when you estimate your replacement cost of your home in the 20785 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20785

Best Home & Auto Insurance Agencies in 20785

Allstate Insurance Company

Address: 1833 Brightseat Rd Landover, MD 20785
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/44583997/landover_md/allstate_insurance_co.html
Info:

Johnson- Miquel B - State Farm Insurance Agent

Address: 8600 Central Ave Hyattsville, MD 20785
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Johnson, Mike - State Farm Insurance Agent

Address: 8600 Central Ave Landover, MD 20785
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/4879291/landover_md/johnson_mike_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Pablo Yapur

Address: 6001 Landover Rd Cheverly, MD 20785
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662429400/cheverly_md/allstate_insurance_company_pablo_yapur.html
Info:

Allstate Insurance Company - Eric Davidson

Address: 1833 Brightseat Rd Hyattsville, MD 20785
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662417570/hyattsville_md/allstate_insurance_company_eric_davidson.html
Info:

Housing Demographics for 20785

Population Review for 20785 Zip Code

For the city of Hyattsville, the population within 20785 has increased to over 43,187 residents in population size. The current population total is 41,636. We have broken down the population based on race below. In 20785, there are over 19300 in male population and 22336 females.

PopulationValues
Total Population41,636
White Population3101
Black Population29642
Hispanic Population7186
Asian Population789
Hawaiian Population18
Indian Population254
Other Population5190
Male Population19300
Female Population22336
Population Estimate43187

Household Data for 20785

The average number of homes in 20785 is around 15,176, there are an average of 2.74 per household. The average house value according to local real estate values is around $292,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,176
Persons Per Household2.74
Average House Value$292,900
Income Per Household$77829
Median Age35.0
Median Age Male33.2
Median Age Female36.4
20785 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301/240
CityHyattsville
City Alias NameHYATTSVILLE
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses678
Number Of Employees18285
Business First Quarter Payroll250015
Business Annual Payroll1080762
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District04
Congressional LandArea297.81
Delivery Residential15762
Delivery Business923
Delivery Total17096
Preferred Last Line KeyV23742
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV23742
Land Area10.120000
Water Area0.017000
City Alias Code
City Mixed CaseHyattsville
City Alias Mixed CaseHyattsville
Box Count145
SFDU7113
MFDU3531
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number234554
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]