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Home Insurance in 20784

Our rates are very competitive for homeowners living in the 20784 zip code. Many homeowners based out of Hyattsville, MD have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our MD licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 20784 should appear in the zip code field ready to go.

20784 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Hyattsville area? The average homeowners premium in 20784 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 20784, you can expect to pay around $911 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 20784 Today!

Get Home Insurance Quotes in 20784

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Maryland. Start your 20784 home insurance shopping today!

  1. Hyattsville, MD Home Insurance Quotes

20784 Home Insurance Average Premiums

Local 20784 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 20784 lowest rates with discounts applied on average.

For the 20784, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 20784?

  • • The average homeowners insurance premium paid annually for a home in 20784 is around $911 per year.

What does it cost on average per month for home insurance in 20784?

  • • Homeowners in 20784 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 20784?

  • • Autoowners in 20784 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hyattsville area, check out other zip codes nearby 20784.
Review average rates in another zip code:
20783 homeowners insurance rates
20782 homeowners insurance rates
20781 homeowners insurance rates
20785 homeowners insurance rates
20784 homeowners insurance rates

Home Replacement Cost Coverage in 20784

Average Building Cost Per Square Foot in 20784: $190

Location: Hyattsville, Maryland (Prince Georges County)

Average Square Footage in 20784: 1,518 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20784 before you start any project. Hyattsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20784 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20784 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,518 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hyattsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,518$288,500
Additional Upgrades & Added Features$2381,518$360,625
Major Home Updates or Advancements$2851,518$432,750

It's important to understand that when you estimate your replacement cost of your home in the 20784 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20784

Best Home & Auto Insurance Agencies in 20784

Allstate Insurance Company - Jerome Feik

Address: 7050 Chesapeake Rd Hyattsville, MD 20784
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667406270/hyattsville_md/allstate_insurance_company_jerome_feik.html
Info:

Aaron C Lawrence Ins Agcy Inc

Address: 5629 Landover Rd Cheverly, MD 20784
Phone:
Website:
Info:

Calvin J Queen - Nationwide Insurance

Address: 7515 Annapolis Rd, #205 Hyattsville, MD 20784
Phone:
Website: http://www.nationwide.com/agent/Hyattsville-MARYLAND-insurance-agent/calvin-queen/office.html
Info:

Ace Cash Express

Address: 6421 Annapolis Rd Hyattsville, MD 20784
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/4878861/hyattsville_md/ace_cash_express.html
Info:

Dwight Redman - Nationwide Insurance

Address: 7515 Annapolis Rd Hyattsville, MD 20784
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/4878873/hyattsville_md/dwight_redman_nationwide_insurance.html
Info:

Housing Demographics for 20784

Population Review for 20784 Zip Code

For the city of Hyattsville, the population within 20784 has increased to over 32,759 residents in population size. The current population total is 32,567. We have broken down the population based on race below. In 20784, there are over 16127 in male population and 16440 females.

PopulationValues
Total Population32,567
White Population2542
Black Population15437
Hispanic Population13871
Asian Population851
Hawaiian Population15
Indian Population537
Other Population10029
Male Population16127
Female Population16440
Population Estimate32759

Household Data for 20784

The average number of homes in 20784 is around 9,950, there are an average of 3.26 per household. The average house value according to local real estate values is around $288,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,950
Persons Per Household3.26
Average House Value$288,500
Income Per Household$76830
Median Age34.4
Median Age Male33.2
Median Age Female35.4
20784 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301
CityHyattsville
City Alias NameHYATTSVILLE
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses319
Number Of Employees4070
Business First Quarter Payroll33457
Business Annual Payroll153858
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District04
Congressional LandArea297.81
Delivery Residential10049
Delivery Business316
Delivery Total11714
Preferred Last Line KeyV23742
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV23742
Land Area4.140000
Water Area0.003000
City Alias Code
City Mixed CaseHyattsville
City Alias Mixed CaseHyattsville
Box Count191
SFDU6166
MFDU3582
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number234554
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]