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60585 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 60585? There are over 7,494 occupied homes in the 60585 area. With a population size of 24,920, it's not uncommon for residence of Plainfield, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $832 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 60585 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Plainfield, IL Home Insurance Rate Quotes

60585 Home Insurance Average Premiums

Local 60585 homeowners insurance quotes comparison

$582 /yr.

Shows Zip Code: 60585 lowest rates with discounts applied on average.

For the 60585, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$582 /yr.
Average Coverage:$832 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1132 /yr.

What is the average home insurance cost for a home in 60585?

  • • The average homeowners insurance premium paid annually for a home in 60585 is around $832 per year.

What does it cost on average per month for home insurance in 60585?

  • • Homeowners in 60585 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60585?

  • • Autoowners in 60585 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainfield area, check out other zip codes nearby 60585.
Review average rates in another zip code:
60586 homeowners insurance rates
60585 homeowners insurance rates
60544 homeowners insurance rates

Home Replacement Cost Coverage in 60585

Average Building Cost Per Square Foot in 60585: $154

Location: Plainfield, Illinois (Will County)

Average Square Footage in 60585: 2,218 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60585 before you start any project. Plainfield homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60585 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60585 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,218 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,218$341,500
Additional Upgrades & Added Features$1932,218$426,875
Major Home Updates or Advancements$2312,218$512,250

It's important to understand that when you estimate your replacement cost of your home in the 60585 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60585

Best Home & Auto Insurance Agencies in 60585

Allstate Insurance Company - Kevin Calder

Address: 13250 Illinois 59 Plainfield, IL 60585
Phone:
Website: http://www.allstateagencies.com/016626?cid=OTC-YP.com-IYP&att=TL
Info:

Farmers Insurance

Address: 12852 Shenandoah Trl Plainfield, IL 60585
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

State Farm Insurance

Address: 12443 South Route 59 #103 Plainfield, IL 60585
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance - Kevin S Calder

Address: 13300 S Route 59 Plainfield, IL 60585
Phone:
Website:
Info:

Housing Demographics for 60585

Population Review for 60585 Zip Code

For the city of Plainfield, the population within 60585 has increased to over 27,158 residents in population size. The current population total is 24,920. We have broken down the population based on race below. In 60585, there are over 12341 in male population and 12579 females.

PopulationValues
Total Population24,920
White Population17119
Black Population1722
Hispanic Population2591
Asian Population3056
Hawaiian Population8
Indian Population64
Other Population740
Male Population12341
Female Population12579
Population Estimate27158

Household Data for 60585

The average number of homes in 60585 is around 7,494, there are an average of 3.31 per household. The average house value according to local real estate values is around $341,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,494
Persons Per Household3.31
Average House Value$341,500
Income Per Household$140845
Median Age36.9
Median Age Male36.0
Median Age Female37.6
60585 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code779/815
CityPlainfield
City Alias NamePLAINFIELD
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses690
Number Of Employees5206
Business First Quarter Payroll48801
Business Annual Payroll236152
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District14
Congressional LandArea1597.6
Delivery Residential8205
Delivery Business557
Delivery Total8728
Preferred Last Line KeyW14479
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14479
Land Area14.884000
Water Area0.232000
City Alias Code
City Mixed CasePlainfield
City Alias Mixed CasePlainfield
Box Count0
SFDU6833
MFDU61
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166294
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]