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Find the Best Home Insurance Rates in 60544

Shopping for homeowners insurance in 60544 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Plainfield, IL and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Illinois licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 60544 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 60544

Find Plainfield, IL Homeowners Insurance Quotes to review the best coverage options in your area.

60544 Home Insurance Rating is: medium!

In 60544 the average premium is $884. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 60544, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 60544!

60544 Home Insurance Average Premiums

Local 60544 homeowners insurance quotes comparison

$634 /yr.

Shows Zip Code: 60544 lowest rates with discounts applied on average.

For the 60544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$634 /yr.
Average Coverage:$884 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1184 /yr.

What is the average home insurance cost for a home in 60544?

  • • The average homeowners insurance premium paid annually for a home in 60544 is around $884 per year.

What does it cost on average per month for home insurance in 60544?

  • • Homeowners in 60544 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60544?

  • • Autoowners in 60544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainfield area, check out other zip codes nearby 60544.
Review average rates in another zip code:
60585 homeowners insurance rates
60544 homeowners insurance rates
60586 homeowners insurance rates

Home Replacement Cost Coverage in 60544

Average Building Cost Per Square Foot in 60544: $154

Location: Plainfield, Illinois (Will County)

Average Square Footage in 60544: 1,683 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60544 before you start any project. Plainfield homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,683 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,683$259,200
Additional Upgrades & Added Features$1931,683$324,000
Major Home Updates or Advancements$2311,683$388,800

It's important to understand that when you estimate your replacement cost of your home in the 60544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60544

Allstate Insurance - Kevin S Calder

Address: 13300 Rte 59 Ste C6 Plainfield, IL 60544
Phone: (815)609-5000
Website:

Allstate Insurance - Ken Huebner

Address: 308 W. Roberts Ave. Suite B Plainfield, IL 60544
Phone: (815)254-2541
Website:

Best Home & Auto Insurance Agencies in 60544

American Family Insurance- Nick Diorio Agency, Incorporated

Address: 15515 South Route 59 Plainfield, IL 60544
Phone:
Website: http://www.amfam.com/
Info:

Capetillo, Maria E - State Farm Insurance Agent

Address: 452 Weber Road Romeoville, IL 60544
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=133742
Info:

Allstate Insurance - Ken Huebner

Address: 308 W Roberts Ave Plainfield, IL 60544
Phone:
Website:
Info:

Cathy Koenig - COUNTRY Financial

Address: 2880 South Joliet Road Plainfield, IL 60544
Phone:
Website: http://www.countryfinancial.com/cathy.koenig
Info:

A Shaw Insurance Agency

Address: 24252 West Main Street Plainfield, IL 60544
Phone:
Website: http://www.elocallisting.com/local/insurance/a_shaw_insurance_agency17525_2.html
Info:

Housing Demographics for 60544

Population Review for 60544 Zip Code

For the city of Plainfield, the population within 60544 has increased to over 29,718 residents in population size. The current population total is 27,680. We have broken down the population based on race below. In 60544, there are over 13291 in male population and 14389 females.

PopulationValues
Total Population27,680
White Population19424
Black Population2261
Hispanic Population4437
Asian Population1548
Hawaiian Population11
Indian Population140
Other Population1630
Male Population13291
Female Population14389
Population Estimate29718

Household Data for 60544

The average number of homes in 60544 is around 9,929, there are an average of 2.74 per household. The average house value according to local real estate values is around $259,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,929
Persons Per Household2.74
Average House Value$259,200
Income Per Household$97063
Median Age40.7
Median Age Male39.1
Median Age Female42.2
60544 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CityPlainfield
City Alias NamePLAINFIELD
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses729
Number Of Employees7573
Business First Quarter Payroll80306
Business Annual Payroll391119
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District11|14
Congressional LandArea280.95|1597.6
Delivery Residential10846
Delivery Business650
Delivery Total15239
Preferred Last Line KeyW14479
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14479
Land Area24.210000
Water Area1.757000
City Alias Code
City Mixed CasePlainfield
City Alias Mixed CasePlainfield
Box Count362
SFDU9367
MFDU279
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166294
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]