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Home Insurance Rates in 60087

For homeowners shopping online in 60087, our insurance rates are very competitive for homeowners living in Waukegan, IL. Many homeowners based out of the great city of Waukegan have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 60087, simply click the "Get Multiple Quotes Now" button. Your 60087 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Waukegan, IL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

60087 Home Insurance Rating is: Medium!

If you live in 60087, you can easily save up to 40% off the average home insurance premium of $826 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Waukegan can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 60087 today!

Get Multiple Home Insurance Rates in 60087!

60087 Home Insurance Average Premiums

Local 60087 homeowners insurance quotes comparison

$576 /yr.

Shows Zip Code: 60087 lowest rates with discounts applied on average.

For the 60087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$576 /yr.
Average Coverage:$826 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1126 /yr.

What is the average home insurance cost for a home in 60087?

  • • The average homeowners insurance premium paid annually for a home in 60087 is around $826 per year.

What does it cost on average per month for home insurance in 60087?

  • • Homeowners in 60087 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60087?

  • • Autoowners in 60087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Waukegan area, check out other zip codes nearby 60087.
Review average rates in another zip code:
60085 homeowners insurance rates
60087 homeowners insurance rates

Home Replacement Cost Coverage in 60087

Average Building Cost Per Square Foot in 60087: $154

Location: Waukegan, Illinois (Lake County)

Average Square Footage in 60087: 1,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60087 before you start any project. Waukegan homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waukegan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,001$154,200
Additional Upgrades & Added Features$1931,001$192,750
Major Home Updates or Advancements$2311,001$231,300

It's important to understand that when you estimate your replacement cost of your home in the 60087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60087

Best Home & Auto Insurance Agencies in 60087

Daniel Johnson-Farmers Insurance

Address: 1780 Sunset Ave Waukegan, IL 60087
Phone:
Website: http://www.farmersagent.com/djohnson5/
Info:

Douglas A. Legere Agency

Address: 39070 N Green Bay Rd Beach Park, IL 60087
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

American Family Insurance - D Craig Ostrander

Address: 3137 N Lewis Ave Waukegan, IL 60087
Phone:
Website: http://www.insurance-agency.amfam.com/IL/dcraig-ostrander/default.aspx?sourceid=yp3
Info:

American Family Insurance - Silvia V Chacon

Address: 2101 N Green Bay Rd Waukegan, IL 60087
Phone:
Website: http://www.insurance-agency.amfam.com/IL/silvia-v-chacon/default.aspx?sourceid=yp3
Info:

American Family Insurance - Huey P Tobias

Address: 1401 Golf Rd Waukegan, IL 60087
Phone:
Website: http://www.insurance-agency.amfam.com/IL/huey-p-tobias-jr/default.aspx?sourceid=yp3
Info:

Housing Demographics for 60087

Population Review for 60087 Zip Code

For the city of Waukegan, the population within 60087 has increased to over 28,752 residents in population size. The current population total is 28,207. We have broken down the population based on race below. In 60087, there are over 13863 in male population and 14344 females.

PopulationValues
Total Population28,207
White Population8990
Black Population3938
Hispanic Population15303
Asian Population1153
Hawaiian Population17
Indian Population622
Other Population8381
Male Population13863
Female Population14344
Population Estimate28752

Household Data for 60087

The average number of homes in 60087 is around 9,884, there are an average of 2.84 per household. The average house value according to local real estate values is around $154,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,884
Persons Per Household2.84
Average House Value$154,200
Income Per Household$66845
Median Age36.1
Median Age Male35.0
Median Age Female37.3
60087 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityWaukegan
City Alias NameWAUKEGAN
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses390
Number Of Employees3731
Business First Quarter Payroll41496
Business Annual Payroll204046
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10
Congressional LandArea299.78
Delivery Residential10124
Delivery Business473
Delivery Total10589
Preferred Last Line KeyW15458
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW15458
Land Area12.964000
Water Area0.858000
City Alias Code
City Mixed CaseWaukegan
City Alias Mixed CaseWaukegan
Box Count0
SFDU7132
MFDU2552
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168256
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]