60085 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 60085? Our rates are very competitive for homeowners living in Waukegan, IL. Many homeowners based out of your 60085 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60085 should appear in the zip code field ready to go. For Waukegan, IL Home Insurance Rate Quotes click to review the best rates and service online!

60085 Average Premium is Rated: Medium!

Homeowners living in 60085 can easily save up to 40% off the average home insurance premium of $834 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Waukegan that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 60085 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 60085!

Average Building Cost Per Square Foot in 60085: $154

Average Square Footage in 60085: 856 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60085 before you start any project. Waukegan homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60085 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60085 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 856 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waukegan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 60085 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance-Ana C. Salegio

American Family Insurance- Silvia Vazquez-Chacon

American Family Insurance - Barbara S Kowalski

Blue Cross Blue Shield Voice Technical Services

Insurance Plus

Eldridge Insurance Agency Inc - State Farm Insurance Agent

Household Data for 60085

The average number of homes in 60085 is around 23,597, there are an average of 2.98 per household. The average house value according to local real estate values is around $131,800. Please review the following demographics below for average income and media age.

• Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

  Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

• Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

  While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

• The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

  If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]