Get multiple home insurance quotes in 98370. Our licensed 98370, WA agents are ready to serve you.

98370 Home Insurance Rates

Getting multiple homeowners insurance rates in 98370 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Poulsbo, WA. Many homeowners based out of the 98370 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Washington licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 98370 should appear in the zip code field ready to go. For Poulsbo, WA Home Insurance Quotes, Click to easily get started!

98370 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 98370 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Poulsbo. For a basic HO-3, standard homeowners policy, the average premium per year in Washington is around $676. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 98370 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 98370 Home Insurance Rates Today and Save!

98370 Home Insurance Average Premiums

Local 98370 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 98370 lowest rates with discounts applied on average.

For the 98370, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 98370?

  • • The average homeowners insurance premium paid annually for a home in 98370 is around $676 per year.

What does it cost on average per month for home insurance in 98370?

  • • Homeowners in 98370 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98370?

  • • Autoowners in 98370 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Poulsbo area, check out other zip codes nearby 98370.
Review average rates in another zip code:
98370 homeowners insurance rates

Home Replacement Cost Coverage in 98370

Average Building Cost Per Square Foot in 98370: $242

Location: Poulsbo, Washington (Kitsap County)

Average Square Footage in 98370: 1,803 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98370 before you start any project. Poulsbo homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98370 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98370 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,803 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Poulsbo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,803$436,300
Additional Upgrades & Added Features$3031,803$545,375
Major Home Updates or Advancements$3631,803$654,450

It's important to understand that when you estimate your replacement cost of your home in the 98370 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98370

Ehl Insurance

Address: 227 Northwest Lindvig Way Poulsbo, WA 98370
Phone: (360)779-4448
Website:

Best Home & Auto Insurance Agencies in 98370

Allstate Insurance Company - Holt Jack

Address: 411 NE Park St Poulsbo, WA 98370
Phone:
Website: http://www.national.citysearch.com/profile/664931320/poulsbo_wa/allstate_insurance_company_holt_jack.html
Info:

Allstate Insurance Company - Randi Jantz

Address: 19045 WA-305 Poulsbo, WA 98370
Phone:
Website: http://www.allstateagencies.com/098911?cid=OTC-YP.com-IYP&att=TL
Info:

American Family Insurance - Bill Stuart

Address: 19735 10th Ave NE Poulsbo, WA 98370
Phone:
Website: http://www.national.citysearch.com/profile/external/628800340/poulsbo_wa/american_family_insurance_bill_stuart.html
Info:

Debra Linn Allbee-Farmers Insurance

Address: 19168 Jensen Way NE Poulsbo, WA 98370
Phone:
Website: http://www.farmersagent.com/dallbee/
Info:

SUNDERASAN GOVENDER-FARMERS INSURANCE DISTRICT MGR

Address: 19302 Powder Hill Pl NE-103 Poulsbo, WA 98370
Phone:
Website: http://www.national.citysearch.com/profile/external/607291940/poulsbo_wa/sunderasan_govender_farmers_insurance_district_mgr.html
Info:

Housing Demographics for 98370

Population Review for 98370 Zip Code

For the city of Poulsbo, the population within 98370 has increased to over 33,140 residents in population size. The current population total is 32,857. We have broken down the population based on race below. In 98370, there are over 16104 in male population and 16753 females.

PopulationValues
Total Population32,857
White Population26450
Black Population320
Hispanic Population2627
Asian Population1235
Hawaiian Population132
Indian Population542
Other Population949
Male Population16104
Female Population16753
Population Estimate33140

Household Data for 98370

The average number of homes in 98370 is around 12,985, there are an average of 2.50 per household. The average house value according to local real estate values is around $436,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,985
Persons Per Household2.50
Average House Value$436,300
Income Per Household$92607
Median Age45.0
Median Age Male43.4
Median Age Female46.5
98370 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityPoulsbo
City Alias NamePOULSBO
CountyKitsap
County FIPS035
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA1150
CSA500
CBSA14740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBremerton-Silverdale-Port Orchard, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameBremerton, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses982
Number Of Employees8104
Business First Quarter Payroll86236
Business Annual Payroll388651
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251133
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential13256
Delivery Business673
Delivery Total16306
Preferred Last Line KeyZ17308
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17308
Land Area56.322000
Water Area9.665000
City Alias Code
City Mixed CasePoulsbo
City Alias Mixed CasePoulsbo
Box Count1165
SFDU8933
MFDU679
State ANSI53
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number546818
Unique ZIP Name
SSA State County Code50170
Medicare CBSA Code14740
Medicare CBSA NameBremerton-Silverdale-Port Orchard, WA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKitsap

Washington Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]