Get multiple home insurance quotes in 98367. Our licensed 98367, WA agents are ready to serve you.

Homeowners Insurance in 98367

For homeowners living in 98367, you want more affordable home insurance rates in Port Orchard, right? Our rates are very competitive for homeowners living in the great city of Port Orchard, WA. Many homeowners living in the 98367 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 98367 should appear in the zip code field ready to go. Comparing Port Orchard, WA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

98367 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Port Orchard pay around $729 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Washington home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 98367 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Port Orchard homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Washington home insurance premium today!

Get 98367 Homeowners Insurance Rates Now!

98367 Home Insurance Average Premiums

Local 98367 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 98367 lowest rates with discounts applied on average.

For the 98367, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 98367?

  • • The average homeowners insurance premium paid annually for a home in 98367 is around $729 per year.

What does it cost on average per month for home insurance in 98367?

  • • Homeowners in 98367 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98367?

  • • Autoowners in 98367 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Orchard area, check out other zip codes nearby 98367.
Review average rates in another zip code:
98367 homeowners insurance rates
98366 homeowners insurance rates

Home Replacement Cost Coverage in 98367

Average Building Cost Per Square Foot in 98367: $242

Location: Port Orchard, Washington (Kitsap County)

Average Square Footage in 98367: 1,619 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98367 before you start any project. Port Orchard homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98367 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98367 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,619 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Orchard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,619$391,900
Additional Upgrades & Added Features$3031,619$489,875
Major Home Updates or Advancements$3631,619$587,850

It's important to understand that when you estimate your replacement cost of your home in the 98367 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98367

Best Home & Auto Insurance Agencies in 98367

American Family Insurance- Barry Doll

Address: Port Orch Port Orchard, WA 98367
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 98367

Population Review for 98367 Zip Code

For the city of Port Orchard, the population within 98367 has increased to over 32,876 residents in population size. The current population total is 30,981. We have broken down the population based on race below. In 98367, there are over 15524 in male population and 15457 females.

PopulationValues
Total Population30,981
White Population24792
Black Population420
Hispanic Population1977
Asian Population1072
Hawaiian Population331
Indian Population308
Other Population594
Male Population15524
Female Population15457
Population Estimate32876

Household Data for 98367

The average number of homes in 98367 is around 11,343, there are an average of 2.72 per household. The average house value according to local real estate values is around $391,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,343
Persons Per Household2.72
Average House Value$391,900
Income Per Household$92961
Median Age42.7
Median Age Male42.0
Median Age Female43.7
98367 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityPort Orchard
City Alias NamePORT ORCHARD
CountyKitsap
County FIPS035
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA1150
CSA500
CBSA14740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBremerton-Silverdale-Port Orchard, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameBremerton, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses351
Number Of Employees2277
Business First Quarter Payroll24249
Business Annual Payroll121442
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251133
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential12087
Delivery Business155
Delivery Total14720
Preferred Last Line KeyZ17304
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17304
Land Area73.530000
Water Area1.746000
City Alias Code
City Mixed CasePort Orchard
City Alias Mixed CasePort Orchard
Box Count0
SFDU8615
MFDU10
State ANSI53
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number546762
Unique ZIP Name
SSA State County Code50170
Medicare CBSA Code14740
Medicare CBSA NameBremerton-Silverdale-Port Orchard, WA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKitsap

Washington Homeowners Insurance News & Information

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]