Compare 98337 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 98337 area? The average homeowners premium in Washington for a standard homeowners policy is around $685/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 98337 zip code, the population size is around 9,653 with 3,185 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 98337.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Bremerton, WA Homeowners Insurance. Compare companies, quotes, coverages and more.

Average Building Cost Per Square Foot in 98337: $242

Average Square Footage in 98337: 1,142 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98337 before you start any project. Bremerton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98337 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98337 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,142 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bremerton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 98337 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

J Lewis

Bratrud Middleton Ins

Allstate Insurance Company - J Bennett

Holt, Jack - Allstate

Bratrud Middleton Ins

Agency Insurance Center

Household Data for 98337

The average number of homes in 98337 is around 3,185, there are an average of 2.11 per household. The average house value according to local real estate values is around $276,300. Please review the following demographics below for average income and media age.

• Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

  While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

• The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

  If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

• Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

  A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]