Get multiple home insurance quotes in 98247. Our licensed 98247, WA agents are ready to serve you.

98247 Home Insurance Rates

For homeowners living in 98247, the population estimates are increasing to well over 9,067 with 3,020 occupied homes within the zip code of 98247. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Everson have increased and the average home insurance premium is around $661 per year in 98247. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 98247 zip code today so we can help you find affordable Everson, WA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 98247

Please select one of the three options below based on your 98247 zip code to learn more about Washington homeowners insurance, plus review average rates and information per state, county or city.

  1. Washington Homeowners Insurance Quotes
  2. Whatcom County, WA Home Insurance
  3. Everson, WA Home Insurance Quotes

98247 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 98247 zip code just got easier with GetHomeInsuranceQuotes.com of Everson, WA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 98247 today and let us help you review the best home insurance quotes available for homeowners living in Everson.

Get 98247 Homeowners Insurance Rates Now!

98247 Home Insurance Average Premiums

Local 98247 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 98247 lowest rates with discounts applied on average.

For the 98247, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 98247?

  • • The average homeowners insurance premium paid annually for a home in 98247 is around $661 per year.

What does it cost on average per month for home insurance in 98247?

  • • Homeowners in 98247 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 98247?

  • • Autoowners in 98247 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Everson area, check out other zip codes nearby 98247.
Review average rates in another zip code:
98247 homeowners insurance rates

Home Replacement Cost Coverage in 98247

Average Building Cost Per Square Foot in 98247: $242

Location: Everson, Washington (Whatcom County)

Average Square Footage in 98247: 1,469 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98247 before you start any project. Everson homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98247 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98247 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,469 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Everson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,469$355,500
Additional Upgrades & Added Features$3031,469$444,375
Major Home Updates or Advancements$3631,469$533,250

It's important to understand that when you estimate your replacement cost of your home in the 98247 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98247

Best Home & Auto Insurance Agencies in 98247

Michael Pennylegion - Farmers Insurance

Address: 107 W Main St Everson, WA 98247
Phone:
Website: http://www.national.citysearch.com/profile/external/654401770/everson_wa/michael_pennylegion_farmers_insurance.html
Info:

Kelley, Tony - Kelley Insurance-Financial Service

Address: 103 W Main St-2 Everson, WA 98247
Phone:
Website: http://www.kelleyinsure.com/
Info:

Housing Demographics for 98247

Population Review for 98247 Zip Code

For the city of Everson, the population within 98247 has increased to over 8,820 residents in population size. The current population total is 9,067. We have broken down the population based on race below. In 98247, there are over 4612 in male population and 4455 females.

PopulationValues
Total Population9,067
White Population6510
Black Population52
Hispanic Population1749
Asian Population158
Hawaiian Population3
Indian Population367
Other Population1015
Male Population4612
Female Population4455
Population Estimate8820

Household Data for 98247

The average number of homes in 98247 is around 3,020, there are an average of 2.97 per household. The average house value according to local real estate values is around $355,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,020
Persons Per Household2.97
Average House Value$355,500
Income Per Household$64186
Median Age36.2
Median Age Male35.8
Median Age Female36.5
98247 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityEverson
City Alias NameEVERSON
CountyWhatcom
County FIPS073
State FIPS53
Time Zone8
Day Light SavingY
MSA0860
PMSA
CSA
CBSA13380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBellingham, WA
MSA_NameBellingham, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses229
Number Of Employees1464
Business First Quarter Payroll14423
Business Annual Payroll68047
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population201140
CBSA Division Population0
Congressional District02
Congressional LandArea1015.02
Delivery Residential2970
Delivery Business73
Delivery Total3543
Preferred Last Line KeyZ16770
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16770
Land Area66.726000
Water Area1.230000
City Alias Code
City Mixed CaseEverson
City Alias Mixed CaseEverson
Box Count350
SFDU2595
MFDU23
State ANSI53
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number542786
Unique ZIP Name
SSA State County Code50360
Medicare CBSA Code13380
Medicare CBSA NameBellingham, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWhatcom

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]