Get multiple home insurance quotes in 98075. Our licensed 98075, WA agents are ready to serve you.

98075 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 98075? Our rates are very competitive for homeowners living in Sammamish, WA. Many homeowners based out of your 98075 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98075 should appear in the zip code field ready to go. For Sammamish, WA Home Insurance Rate Quotes click to review the best rates and service online!

98075 Average Premium is Rated: Very Low!

Homeowners living in 98075 can easily save up to 40% off the average home insurance premium of $667 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Sammamish that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 98075 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 98075!

98075 Home Insurance Average Premiums

Local 98075 homeowners insurance quotes comparison

$417 /yr.

Shows Zip Code: 98075 lowest rates with discounts applied on average.

For the 98075, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$417 /yr.
Average Coverage:$667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$967 /yr.

What is the average home insurance cost for a home in 98075?

  • • The average homeowners insurance premium paid annually for a home in 98075 is around $667 per year.

What does it cost on average per month for home insurance in 98075?

  • • Homeowners in 98075 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98075?

  • • Autoowners in 98075 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sammamish area, check out other zip codes nearby 98075.
Review average rates in another zip code:
98074 homeowners insurance rates
98075 homeowners insurance rates

Home Replacement Cost Coverage in 98075

Average Building Cost Per Square Foot in 98075: $242

Location: Sammamish, Washington (King County)

Average Square Footage in 98075: 4,448 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98075 before you start any project. Sammamish homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98075 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98075 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,448 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sammamish area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2424,448$1,076,500
Additional Upgrades & Added Features$3034,448$1,345,625
Major Home Updates or Advancements$3634,448$1,614,750

It's important to understand that when you estimate your replacement cost of your home in the 98075 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98075

Best Home & Auto Insurance Agencies in 98075

Housing Demographics for 98075

Population Review for 98075 Zip Code

For the city of Sammamish, the population within 98075 has increased to over 26,919 residents in population size. The current population total is 26,022. We have broken down the population based on race below. In 98075, there are over 12924 in male population and 13098 females.

PopulationValues
Total Population26,022
White Population13682
Black Population333
Hispanic Population1315
Asian Population9369
Hawaiian Population15
Indian Population58
Other Population337
Male Population12924
Female Population13098
Population Estimate26919

Household Data for 98075

The average number of homes in 98075 is around 8,228, there are an average of 3.15 per household. The average house value according to local real estate values is around $1,076,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,228
Persons Per Household3.15
Average House Value$1,076,500
Income Per Household$216337
Median Age39.8
Median Age Male39.7
Median Age Female39.8
98075 DetailsValues
StateWA
State Full NameWashington
City TypeN
City Alias Abbreviation
Area Code425
CitySammamish
City Alias NameSAMMAMISH
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses378
Number Of Employees1751
Business First Quarter Payroll20496
Business Annual Payroll100504
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08
Congressional LandArea7359.7
Delivery Residential8546
Delivery Business85
Delivery Total14494
Preferred Last Line KeyZ18970
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ18970
Land Area9.639000
Water Area1.798000
City Alias Code
City Mixed CaseSammamish
City Alias Mixed CaseSammamish
Box Count0
SFDU3939
MFDU639
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number543878
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]