Get multiple home insurance quotes in 98065. Our licensed 98065, WA agents are ready to serve you.

Check Out 98065 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Snoqualmie, WA.

We will gather some basic information about your home in Snoqualmie, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 98065 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 98065

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Snoqualmie, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98065 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 98065 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $624. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 98065 homeowners insurance policy!

98065 Home Insurance Average Premiums

Local 98065 homeowners insurance quotes comparison

$374 /yr.

Shows Zip Code: 98065 lowest rates with discounts applied on average.

For the 98065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$374 /yr.
Average Coverage:$624 /yr.
2600 sq. ft. or higher
(all discounts applied)
$924 /yr.

What is the average home insurance cost for a home in 98065?

  • • The average homeowners insurance premium paid annually for a home in 98065 is around $624 per year.

What does it cost on average per month for home insurance in 98065?

  • • Homeowners in 98065 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 98065?

  • • Autoowners in 98065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Snoqualmie area, check out other zip codes nearby 98065.
Review average rates in another zip code:
98065 homeowners insurance rates

Home Replacement Cost Coverage in 98065

Average Building Cost Per Square Foot in 98065: $242

Location: Snoqualmie, Washington (King County)

Average Square Footage in 98065: 2,773 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98065 before you start any project. Snoqualmie homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,773 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Snoqualmie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,773$671,000
Additional Upgrades & Added Features$3032,773$838,750
Major Home Updates or Advancements$3632,773$1,006,500

It's important to understand that when you estimate your replacement cost of your home in the 98065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98065

Best Home & Auto Insurance Agencies in 98065

Jeff Warren State Farm Insurance & Financial Services

Address: 7726 Center Blvd SE, Ste 125 Snoqualmie, WA 98065
Phone:
Website: http://www.jeffwarrenagency.com/
Info:

Housing Demographics for 98065

Population Review for 98065 Zip Code

For the city of Snoqualmie, the population within 98065 has increased to over 15,783 residents in population size. The current population total is 16,292. We have broken down the population based on race below. In 98065, there are over 8145 in male population and 8147 females.

PopulationValues
Total Population16,292
White Population11995
Black Population213
Hispanic Population1038
Asian Population1940
Hawaiian Population17
Indian Population127
Other Population304
Male Population8145
Female Population8147
Population Estimate15783

Household Data for 98065

The average number of homes in 98065 is around 5,306, there are an average of 3.05 per household. The average house value according to local real estate values is around $671,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,306
Persons Per Household3.05
Average House Value$671,000
Income Per Household$162833
Median Age36.7
Median Age Male36.1
Median Age Female37.2
98065 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CitySnoqualmie
City Alias NameSNOQUALMIE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses378
Number Of Employees5376
Business First Quarter Payroll97606
Business Annual Payroll373537
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08
Congressional LandArea7359.7
Delivery Residential5175
Delivery Business172
Delivery Total5992
Preferred Last Line KeyZ17466
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17466
Land Area70.368000
Water Area0.910000
City Alias Code
City Mixed CaseSnoqualmie
City Alias Mixed CaseSnoqualmie
Box Count630
SFDU965
MFDU0
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number547896
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]