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Home Insurance Rates in 98029

For homeowners shopping online in 98029, our insurance rates are very competitive for homeowners living in Issaquah, WA. Many homeowners based out of the great city of Issaquah have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98029, simply click the "Get Multiple Quotes Now" button. Your 98029 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Issaquah, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98029 Home Insurance Rating is: Very Low!

If you live in 98029, you can easily save up to 40% off the average home insurance premium of $736 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Issaquah can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98029 today!

Get Multiple Home Insurance Rates in 98029!

98029 Home Insurance Average Premiums

Local 98029 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 98029 lowest rates with discounts applied on average.

For the 98029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 98029?

  • • The average homeowners insurance premium paid annually for a home in 98029 is around $736 per year.

What does it cost on average per month for home insurance in 98029?

  • • Homeowners in 98029 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98029?

  • • Autoowners in 98029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Issaquah area, check out other zip codes nearby 98029.
Review average rates in another zip code:
98029 homeowners insurance rates
98027 homeowners insurance rates

Home Replacement Cost Coverage in 98029

Average Building Cost Per Square Foot in 98029: $242

Location: Issaquah, Washington (King County)

Average Square Footage in 98029: 3,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98029 before you start any project. Issaquah homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,269 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Issaquah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2423,269$791,100
Additional Upgrades & Added Features$3033,269$988,875
Major Home Updates or Advancements$3633,269$1,186,650

It's important to understand that when you estimate your replacement cost of your home in the 98029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98029

Best Home & Auto Insurance Agencies in 98029

Allstate Insurance Company - David Ngai

Address: 1011 NE High St Issaquah, WA 98029
Phone:
Website: http://www.seattle.citysearch.com/profile/664682130/issaquah_wa/allstate_insurance_company_david_ngai.html
Info:

Sessions, Tom - State Farm Insurance Auto Car Life 98029 98074

Address: 22605 SE 56th St, #220 Issaquah, WA 98029
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/47/2768
Info:

Housing Demographics for 98029

Population Review for 98029 Zip Code

For the city of Issaquah, the population within 98029 has increased to over 33,164 residents in population size. The current population total is 31,432. We have broken down the population based on race below. In 98029, there are over 15167 in male population and 16265 females.

PopulationValues
Total Population31,432
White Population16452
Black Population634
Hispanic Population2033
Asian Population10748
Hawaiian Population42
Indian Population89
Other Population601
Male Population15167
Female Population16265
Population Estimate33164

Household Data for 98029

The average number of homes in 98029 is around 11,886, there are an average of 2.63 per household. The average house value according to local real estate values is around $791,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,886
Persons Per Household2.63
Average House Value$791,100
Income Per Household$144880
Median Age37.2
Median Age Male36.1
Median Age Female38.2
98029 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityIssaquah
City Alias NameISSAQUAH
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses514
Number Of Employees10145
Business First Quarter Payroll226384
Business Annual Payroll947712
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08
Congressional LandArea7359.7
Delivery Residential12610
Delivery Business227
Delivery Total16478
Preferred Last Line KeyZ16943
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16943
Land Area10.174000
Water Area0.328000
City Alias Code
City Mixed CaseIssaquah
City Alias Mixed CaseIssaquah
Box Count0
SFDU1310
MFDU2703
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number543878
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]