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Compare 22209 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 22209 area? The average homeowners premium in Virginia for a standard homeowners policy is around $994/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 22209 zip code, the population size is around 14,859 with 8,504 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 22209.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Arlington, VA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. VA RateDiscountsSavingsShop Rates
$1,107up to 40% off$443

22209 Home Insurance Average Premiums

Local 22209 homeowners insurance quotes comparison

$744 /yr.

Shows Zip Code: 22209 lowest rates with discounts applied on average.

For the 22209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$744 /yr.
Average Coverage:$994 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1294 /yr.

What is the average home insurance cost for a home in 22209?

  • • The average homeowners insurance premium paid annually for a home in 22209 is around $994 per year.

What does it cost on average per month for home insurance in 22209?

  • • Homeowners in 22209 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 22209?

  • • Autoowners in 22209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 22209.
Review average rates in another zip code:
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22209 homeowners insurance rates

Home Replacement Cost Coverage in 22209

Average Building Cost Per Square Foot in 22209: $163

Location: Arlington, Virginia (Arlington County)

Average Square Footage in 22209: 4,418 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22209 before you start any project. Arlington homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,418 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,418$720,100
Additional Upgrades & Added Features$2044,418$900,125
Major Home Updates or Advancements$2454,418$1,080,150

It's important to understand that when you estimate your replacement cost of your home in the 22209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22209

Fine Arts Risk Mangement

Address: 1530 Wilson Blvd Ste 900 Arlington, VA 22209
Phone: (703)312-6400
Website:

Best Home & Auto Insurance Agencies in 22209

Allstate Insurance-Edward F. Hogg

Address: 1815 Fort Myer Dr Arlington, VA 22209
Phone:
Website: http://www.agent.allstate.com/15226
Info:

Allstate Insurance Company - Mark Philpott

Address: 1901 Fort Myer Dr Rosslyn, VA 22209
Phone:
Website: http://www.allstateagencies.com/047201?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies - Sales Offices- Arlington

Address: 1815 Fort Myer Dr, #106 Arlington, VA 22209
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Fine Arts Risk Mangement

Address: 1530 Wilson Blvd, #900 Arlington, VA 22209
Phone:
Website:
Info:

Housing Demographics for 22209

Population Review for 22209 Zip Code

For the city of Arlington, the population within 22209 has increased to over 19,557 residents in population size. The current population total is 14,859. We have broken down the population based on race below. In 22209, there are over 7413 in male population and 7446 females.

PopulationValues
Total Population14,859
White Population8938
Black Population944
Hispanic Population1801
Asian Population2693
Hawaiian Population6
Indian Population41
Other Population734
Male Population7413
Female Population7446
Population Estimate19557

Household Data for 22209

The average number of homes in 22209 is around 8,504, there are an average of 1.74 per household. The average house value according to local real estate values is around $720,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,504
Persons Per Household1.74
Average House Value$720,100
Income Per Household$112347
Median Age31.8
Median Age Male32.3
Median Age Female31.3
22209 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityArlington
City Alias NameARLINGTON
CountyArlington
County FIPS013
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses747
Number Of Employees29180
Business First Quarter Payroll812540
Business Annual Payroll3920007
Business Employment Flag
Growth Rank21
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number8376
Growth Increase Percentage4.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential11240
Delivery Business633
Delivery Total12215
Preferred Last Line KeyX26044
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26044
Land Area0.749000
Water Area0.000000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count0
SFDU190
MFDU10298
State ANSI51
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510306
Unique ZIP Name
SSA State County Code49060
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseArlington

Virginia Homeowners Insurance News & Information

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    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]