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Homeowners Insurance in 84762

Getting the most affordable home insurance rates in 84762 just got easier for Duck Creek Village, UT home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Duck Creek Village. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Duck Creek Village, UT Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 84762

When discussing Utah homeowners insurance rates, Duck Creek Village residents are finding new ways to save time and money by discovering lower rates when they shop online. Utah may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 49. Residents that live within the 84762 zipcode are currently paying $589 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Duck Creek Village does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

84762 Home Insurance Average Premiums

Local 84762 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84762 lowest rates with discounts applied on average.

For the 84762, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84762?

  • • The average homeowners insurance premium paid annually for a home in 84762 is around $589 per year.

What does it cost on average per month for home insurance in 84762?

  • • Homeowners in 84762 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84762?

  • • Autoowners in 84762 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Duck Creek Village area, check out other zip codes nearby 84762.
Review average rates in another zip code:
84762 homeowners insurance rates

Home Replacement Cost Coverage in 84762

Average Building Cost Per Square Foot in 84762: $189

Location: Duck Creek Village, Utah (Kane County)

Average Square Footage in 84762: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84762 before you start any project. Duck Creek Village homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84762 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84762 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duck Creek Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84762 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84762

Best Home & Auto Insurance Agencies in 84762

Housing Demographics for 84762

Population Review for 84762 Zip Code

For the city of Duck Creek Village, the population within 84762 has increased to over 820 residents in population size. The current population total is 393. We have broken down the population based on race below. In 84762, there are over 191 in male population and 202 females.

PopulationValues
Total Population393
White Population364
Black Population4
Hispanic Population13
Asian Population4
Hawaiian Population0
Indian Population5
Other Population1
Male Population191
Female Population202
Population Estimate820

Household Data for 84762

The average number of homes in 84762 is around 195, there are an average of 2.02 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode195
Persons Per Household2.02
Average House Value$165,000
Income Per Household$0
Median Age58.3
Median Age Male61.2
Median Age Female56.5
84762 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationDUCK CRK VLG
Area Code435
CityDuck Creek Village
City Alias NameDUCK CREEK VILLAGE
CountyKane
County FIPS025
State FIPS49
Time Zone7
Day Light SavingY
MSA2620
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_NameFlagstaff, AZ-UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees61
Business First Quarter Payroll413
Business Annual Payroll3362
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential406
Delivery Business14
Delivery Total420
Preferred Last Line Key017466
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key017466
Land Area171.288000
Water Area0.489000
City Alias Code
City Mixed CaseDuck Creek Village
City Alias Mixed CaseDuck Creek Village
Box Count0
SFDU0
MFDU406
State ANSI49
County ANSI025
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491190
Unique ZIP Name
SSA State County Code46120
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseKane

Utah Homeowners Insurance News & Information

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    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]