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84710 Home Insurance Quotes & Rates

Currently, the 62 homes within the 84710 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Utah is around $556 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Alton, UT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 84710.

Utah is now ranking #49 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Alton home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Utah has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 84710 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Alton, Utah home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Alton, UT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

84710 Home Insurance Average Premiums

Local 84710 homeowners insurance quotes comparison

$306 /yr.

Shows Zip Code: 84710 lowest rates with discounts applied on average.

For the 84710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$306 /yr.
Average Coverage:$556 /yr.
2600 sq. ft. or higher
(all discounts applied)
$856 /yr.

What is the average home insurance cost for a home in 84710?

  • • The average homeowners insurance premium paid annually for a home in 84710 is around $556 per year.

What does it cost on average per month for home insurance in 84710?

  • • Homeowners in 84710 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84710?

  • • Autoowners in 84710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alton area, check out other zip codes nearby 84710.
Review average rates in another zip code:
84710 homeowners insurance rates

Home Replacement Cost Coverage in 84710

Average Building Cost Per Square Foot in 84710: $189

Location: Alton, Utah (Kane County)

Average Square Footage in 84710: 1,481 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84710 before you start any project. Alton homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,481 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,481$280,000
Additional Upgrades & Added Features$2361,481$350,000
Major Home Updates or Advancements$2841,481$420,000

It's important to understand that when you estimate your replacement cost of your home in the 84710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84710

Best Home & Auto Insurance Agencies in 84710

Housing Demographics for 84710

Population Review for 84710 Zip Code

For the city of Alton, the population within 84710 has increased to over 0 residents in population size. The current population total is 162. We have broken down the population based on race below. In 84710, there are over 84 in male population and 78 females.

PopulationValues
Total Population162
White Population139
Black Population1
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population8
Other Population1
Male Population84
Female Population78
Population Estimate0

Household Data for 84710

The average number of homes in 84710 is around 62, there are an average of 2.61 per household. The average house value according to local real estate values is around $280,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode62
Persons Per Household2.61
Average House Value$280,000
Income Per Household$47813
Median Age39.0
Median Age Male40.0
Median Age Female33.0
84710 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityAlton
City Alias NameALTON
CountyKane
County FIPS025
State FIPS49
Time Zone7
Day Light SavingY
MSA2620
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_NameFlagstaff, AZ-UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees27
Business First Quarter Payroll191
Business Annual Payroll771
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total695
Preferred Last Line KeyZ15784
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15784
Land Area75.830000
Water Area0.045000
City Alias Code
City Mixed CaseAlton
City Alias Mixed CaseAlton
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI025
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492992
Unique ZIP Name
SSA State County Code46120
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseKane

Utah Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]