Get multiple home insurance quotes in 84660. Our licensed 84660, UT agents are ready to serve you.

84660 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 84660? Our rates are very competitive for homeowners living in Spanish Fork, UT. Many homeowners based out of your 84660 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84660 should appear in the zip code field ready to go. For Spanish Fork, UT Home Insurance Rate Quotes click to review the best rates and service online!

84660 Average Premium is Rated: Very Low!

Homeowners living in 84660 can easily save up to 40% off the average home insurance premium of $541 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Spanish Fork that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 84660 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 84660!

84660 Home Insurance Average Premiums

Local 84660 homeowners insurance quotes comparison

$291 /yr.

Shows Zip Code: 84660 lowest rates with discounts applied on average.

For the 84660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$291 /yr.
Average Coverage:$541 /yr.
2600 sq. ft. or higher
(all discounts applied)
$841 /yr.

What is the average home insurance cost for a home in 84660?

  • • The average homeowners insurance premium paid annually for a home in 84660 is around $541 per year.

What does it cost on average per month for home insurance in 84660?

  • • Homeowners in 84660 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84660?

  • • Autoowners in 84660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spanish Fork area, check out other zip codes nearby 84660.
Review average rates in another zip code:
84660 homeowners insurance rates

Home Replacement Cost Coverage in 84660

Average Building Cost Per Square Foot in 84660: $189

Location: Spanish Fork, Utah (Utah County)

Average Square Footage in 84660: 1,804 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84660 before you start any project. Spanish Fork homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,804 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spanish Fork area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,804$341,000
Additional Upgrades & Added Features$2361,804$426,250
Major Home Updates or Advancements$2841,804$511,500

It's important to understand that when you estimate your replacement cost of your home in the 84660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84660

Allstate Insurance-Jay B Crowther Insurance

Address: 840 Expressway Ln Spanish Fork, UT 84660
Phone: (801)794-3525
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 84660

Stephen Wilson Insur Agcy Inc - State Farm Insurance Agent

Address: 220 N Main St Spanish Fork, UT 84660
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

John D Smiley Insurance Incorporated

Address: 391 N Main St Spanish Fork, UT 84660
Phone:
Website: http://www.provo.citysearch.com/profile/external/10420891/spanish_fork_ut/john_d_smiley_insurance_inc.html
Info:

Allstate Insurance-Jay B Crowther Insurance

Address: 840 Expressway Ln Spanish Fork, UT 84660
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

John D Smiley Ins Agcy Inc - State Farm Insurance Agent

Address: 285 N Main St Spanish Fork, UT 84660
Phone:
Website:
Info:

Housing Demographics for 84660

Population Review for 84660 Zip Code

For the city of Spanish Fork, the population within 84660 has increased to over 50,484 residents in population size. The current population total is 45,959. We have broken down the population based on race below. In 84660, there are over 23117 in male population and 22842 females.

PopulationValues
Total Population45,959
White Population38573
Black Population223
Hispanic Population6089
Asian Population258
Hawaiian Population344
Indian Population297
Other Population2522
Male Population23117
Female Population22842
Population Estimate50484

Household Data for 84660

The average number of homes in 84660 is around 12,376, there are an average of 3.67 per household. The average house value according to local real estate values is around $341,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,376
Persons Per Household3.67
Average House Value$341,000
Income Per Household$84709
Median Age27.8
Median Age Male26.9
Median Age Female28.6
84660 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CitySpanish Fork
City Alias NameSPANISH FORK
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1036
Number Of Employees15963
Business First Quarter Payroll132152
Business Annual Payroll597426
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03|04
Congressional LandArea20070.54|2550.35
Delivery Residential13756
Delivery Business866
Delivery Total14775
Preferred Last Line KeyZ16281
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16281
Land Area362.179000
Water Area0.269000
City Alias Code
City Mixed CaseSpanish Fork
City Alias Mixed CaseSpanish Fork
Box Count294
SFDU5668
MFDU61
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number498228
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]