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Home Insurance Rates in 84626

For homeowners shopping online in 84626, our insurance rates are very competitive for homeowners living in Elberta, UT. Many homeowners based out of the great city of Elberta have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 84626, simply click the "Get Multiple Quotes Now" button. Your 84626 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Elberta, UT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

84626 Home Insurance Rating is: Very Low!

If you live in 84626, you can easily save up to 40% off the average home insurance premium of $634 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Elberta can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 84626 today!

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84626 Home Insurance Average Premiums

Local 84626 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 84626 lowest rates with discounts applied on average.

For the 84626, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)
$934 /yr.

What is the average home insurance cost for a home in 84626?

  • • The average homeowners insurance premium paid annually for a home in 84626 is around $634 per year.

What does it cost on average per month for home insurance in 84626?

  • • Homeowners in 84626 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 84626?

  • • Autoowners in 84626 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elberta area, check out other zip codes nearby 84626.
Review average rates in another zip code:
84626 homeowners insurance rates

Home Replacement Cost Coverage in 84626

Average Building Cost Per Square Foot in 84626: $189

Location: Elberta, Utah (Utah County)

Average Square Footage in 84626: 1,692 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84626 before you start any project. Elberta homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84626 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84626 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,692 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elberta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,692$319,700
Additional Upgrades & Added Features$2361,692$399,625
Major Home Updates or Advancements$2841,692$479,550

It's important to understand that when you estimate your replacement cost of your home in the 84626 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84626

Best Home & Auto Insurance Agencies in 84626

Housing Demographics for 84626

Population Review for 84626 Zip Code

For the city of Elberta, the population within 84626 has increased to over 0 residents in population size. The current population total is 338. We have broken down the population based on race below. In 84626, there are over 212 in male population and 126 females.

PopulationValues
Total Population338
White Population191
Black Population0
Hispanic Population152
Asian Population0
Hawaiian Population0
Indian Population3
Other Population56
Male Population212
Female Population126
Population Estimate0

Household Data for 84626

The average number of homes in 84626 is around 90, there are an average of 3.76 per household. The average house value according to local real estate values is around $319,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode90
Persons Per Household3.76
Average House Value$319,700
Income Per Household$66708
Median Age30.4
Median Age Male30.5
Median Age Female26.0
84626 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code385
CityElberta
City Alias NameELBERTA
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees22
Business First Quarter Payroll251
Business Annual Payroll927
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential0
Delivery Business0
Delivery Total613
Preferred Last Line KeyZ15964
Classification CodeP
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15964
Land Area107.117000
Water Area0.055000
City Alias Code
City Mixed CaseElberta
City Alias Mixed CaseElberta
Box Count114
SFDU0
MFDU0
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492244
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]