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Searching for Homeowners Insurance in 84601

If you are a homeowners that lives in 84601 you may be searching for more affordable homeowners insurance in Provo. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Provo, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84601 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Provo, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84601 Home Insurance Costs: very low!

In Provo, homeowners are paying roughly $546 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84601 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Provo are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 84601 policy right now!

84601 Home Insurance Average Premiums

Local 84601 homeowners insurance quotes comparison

$296 /yr.

Shows Zip Code: 84601 lowest rates with discounts applied on average.

For the 84601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$296 /yr.
Average Coverage:$546 /yr.
2600 sq. ft. or higher
(all discounts applied)
$846 /yr.

What is the average home insurance cost for a home in 84601?

  • • The average homeowners insurance premium paid annually for a home in 84601 is around $546 per year.

What does it cost on average per month for home insurance in 84601?

  • • Homeowners in 84601 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84601?

  • • Autoowners in 84601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Provo area, check out other zip codes nearby 84601.
Review average rates in another zip code:
84606 homeowners insurance rates
84601 homeowners insurance rates
84604 homeowners insurance rates

Home Replacement Cost Coverage in 84601

Average Building Cost Per Square Foot in 84601: $189

Location: Provo, Utah (Utah County)

Average Square Footage in 84601: 1,457 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84601 before you start any project. Provo homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,457 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Provo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,457$275,300
Additional Upgrades & Added Features$2361,457$344,125
Major Home Updates or Advancements$2841,457$412,950

It's important to understand that when you estimate your replacement cost of your home in the 84601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84601

Best Home & Auto Insurance Agencies in 84601

Ray Smith Insurance Agency Inc - State Farm Insurance Agent

Address: 742 N 500 W, #104 Provo, UT 84601
Phone:
Website:
Info:

Corey D Jones Insurance

Address: 380 S 900 W Provo, UT 84601
Phone:
Website:
Info:

Jensen, Dave - Dave Jensen Insurance

Address: 130 S 400 W Provo, UT 84601
Phone:
Website: http://www.allstateagencies.com/DaveJensen/Welcome/
Info:

Allstate Insurance

Address: 379 N University Ave Provo, UT 84601
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Jasperson- Kim B - State Farm Insurance Agent

Address: 310 S Freedom Blvd Provo, UT 84601
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84601

Population Review for 84601 Zip Code

For the city of Provo, the population within 84601 has increased to over 34,994 residents in population size. The current population total is 33,986. We have broken down the population based on race below. In 84601, there are over 17162 in male population and 16824 females.

PopulationValues
Total Population33,986
White Population21818
Black Population373
Hispanic Population10609
Asian Population566
Hawaiian Population716
Indian Population577
Other Population4889
Male Population17162
Female Population16824
Population Estimate34994

Household Data for 84601

The average number of homes in 84601 is around 10,987, there are an average of 3.06 per household. The average house value according to local real estate values is around $275,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,987
Persons Per Household3.06
Average House Value$275,300
Income Per Household$54239
Median Age26.1
Median Age Male26.1
Median Age Female26.2
84601 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CityProvo
City Alias NamePROVO
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses873
Number Of Employees11147
Business First Quarter Payroll152690
Business Annual Payroll556169
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential11436
Delivery Business980
Delivery Total12344
Preferred Last Line KeyZ16232
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16232
Land Area13.307000
Water Area0.073000
City Alias Code
City Mixed CaseProvo
City Alias Mixed CaseProvo
Box Count0
SFDU5270
MFDU1320
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497174
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]