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Homeowners Insurance coverage in 84093

If you are a homeowner in 84093 or Sandy, UT you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Sandy.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 84093.

Learn more about our homeowners insurance shopping service by selecting the best Sandy, UT Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 84093?

Residents of Sandy have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Utah? While Utah is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Utah comes in at 49 in the country for homeowners insurance premiums.

If you are living in 84093 zipcode, expect to pay around $571 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Sandy does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

84093 Home Insurance Average Premiums

Local 84093 homeowners insurance quotes comparison

$321 /yr.

Shows Zip Code: 84093 lowest rates with discounts applied on average.

For the 84093, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$321 /yr.
Average Coverage:$571 /yr.
2600 sq. ft. or higher
(all discounts applied)
$871 /yr.

What is the average home insurance cost for a home in 84093?

  • • The average homeowners insurance premium paid annually for a home in 84093 is around $571 per year.

What does it cost on average per month for home insurance in 84093?

  • • Homeowners in 84093 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84093?

  • • Autoowners in 84093 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sandy area, check out other zip codes nearby 84093.
Review average rates in another zip code:
84093 homeowners insurance rates
84094 homeowners insurance rates
84070 homeowners insurance rates
84092 homeowners insurance rates

Home Replacement Cost Coverage in 84093

Average Building Cost Per Square Foot in 84093: $189

Location: Sandy, Utah (Salt Lake County)

Average Square Footage in 84093: 2,538 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84093 before you start any project. Sandy homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84093 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84093 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,538 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,538$479,700
Additional Upgrades & Added Features$2362,538$599,625
Major Home Updates or Advancements$2842,538$719,550

It's important to understand that when you estimate your replacement cost of your home in the 84093 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84093

Best Home & Auto Insurance Agencies in 84093

Bill Shaffer Ins Agy Inc - State Farm Insurance Agent

Address: 8170 Highland Dr Sandy, UT 84093
Phone:
Website:
Info:

Housing Demographics for 84093

Population Review for 84093 Zip Code

For the city of Sandy, the population within 84093 has increased to over 23,952 residents in population size. The current population total is 23,609. We have broken down the population based on race below. In 84093, there are over 11844 in male population and 11765 females.

PopulationValues
Total Population23,609
White Population20452
Black Population158
Hispanic Population1386
Asian Population864
Hawaiian Population126
Indian Population56
Other Population364
Male Population11844
Female Population11765
Population Estimate23952

Household Data for 84093

The average number of homes in 84093 is around 7,680, there are an average of 3.07 per household. The average house value according to local real estate values is around $479,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,680
Persons Per Household3.07
Average House Value$479,700
Income Per Household$112532
Median Age39.9
Median Age Male39.3
Median Age Female40.5
84093 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801
CitySandy
City Alias NameSANDY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses594
Number Of Employees3353
Business First Quarter Payroll34501
Business Annual Payroll160495
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential7802
Delivery Business203
Delivery Total8994
Preferred Last Line KeyZ16262
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16262
Land Area5.511000
Water Area0.000000
City Alias Code
City Mixed CaseSandy
City Alias Mixed CaseSandy
Box Count0
SFDU7301
MFDU19
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497820
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]