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Are you paying too much for homeowners insurance in 84065? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Riverton, UT that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Utah licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 84065?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 84065 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 84065 and get ready to save.

3 Easy Ways To Save Money In 84065

These three links will help you explore home insurance quotes in 84065 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 84065 Home Insurance Costs Rated: very low!

The average price for a homeowners insurance policy in Riverton is roughly $531. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 84065 Homeowners Insurance Rates Right Now!

84065 Home Insurance Average Premiums

Local 84065 homeowners insurance quotes comparison

$281 /yr.

Shows Zip Code: 84065 lowest rates with discounts applied on average.

For the 84065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$281 /yr.
Average Coverage:$531 /yr.
2600 sq. ft. or higher
(all discounts applied)
$831 /yr.

What is the average home insurance cost for a home in 84065?

  • • The average homeowners insurance premium paid annually for a home in 84065 is around $531 per year.

What does it cost on average per month for home insurance in 84065?

  • • Homeowners in 84065 pay a monthly average cost per month around $44.00.

What kind of discount could I get if I combine my home and auto insurance together in 84065?

  • • Autoowners in 84065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverton area, check out other zip codes nearby 84065.
Review average rates in another zip code:
84065 homeowners insurance rates

Home Replacement Cost Coverage in 84065

Average Building Cost Per Square Foot in 84065: $189

Location: Riverton, Utah (Salt Lake County)

Average Square Footage in 84065: 2,359 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84065 before you start any project. Riverton homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,359 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,359$445,800
Additional Upgrades & Added Features$2362,359$557,250
Major Home Updates or Advancements$2842,359$668,700

It's important to understand that when you estimate your replacement cost of your home in the 84065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84065

Best Home & Auto Insurance Agencies in 84065

Joni K Masche Insur Agency Inc - State Farm Insurance Agent

Address: 2120 W 12600 S Riverton, UT 84065
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Susan J Fereday Insur Agy Inc - State Farm Insurance Agent

Address: 1420 W 12600 S, #102 Riverton, UT 84065
Phone:
Website:
Info:

Scott Groharing

Address: 1291 W 12600 S Riverton, UT 84065
Phone:
Website:
Info:

Housing Demographics for 84065

Population Review for 84065 Zip Code

For the city of Riverton, the population within 84065 has increased to over 53,392 residents in population size. The current population total is 49,295. We have broken down the population based on race below. In 84065, there are over 24630 in male population and 24665 females.

PopulationValues
Total Population49,295
White Population42918
Black Population304
Hispanic Population3689
Asian Population1132
Hawaiian Population359
Indian Population256
Other Population1163
Male Population24630
Female Population24665
Population Estimate53392

Household Data for 84065

The average number of homes in 84065 is around 14,052, there are an average of 3.50 per household. The average house value according to local real estate values is around $445,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,052
Persons Per Household3.50
Average House Value$445,800
Income Per Household$111574
Median Age31.0
Median Age Male30.5
Median Age Female31.5
84065 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CityRiverton
City Alias NameRIVERTON
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1329
Number Of Employees12544
Business First Quarter Payroll126506
Business Annual Payroll556482
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential15255
Delivery Business691
Delivery Total16811
Preferred Last Line KeyZ16242
Classification Code
Multi-CountyY
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16242
Land Area20.644000
Water Area0.002000
City Alias Code
City Mixed CaseRiverton
City Alias Mixed CaseRiverton
Box Count491
SFDU9270
MFDU264
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number497446
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]