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Find the Best Home Insurance Rates in 84062

Shopping for homeowners insurance in 84062 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Pleasant Grove, UT and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Utah licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 84062 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 84062

Find Pleasant Grove, UT Homeowners Insurance Quotes to review the best coverage options in your area.

84062 Home Insurance Rating is: very low!

In 84062 the average premium is $580. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 84062, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 84062!

84062 Home Insurance Average Premiums

Local 84062 homeowners insurance quotes comparison

$330 /yr.

Shows Zip Code: 84062 lowest rates with discounts applied on average.

For the 84062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$330 /yr.
Average Coverage:$580 /yr.
2600 sq. ft. or higher
(all discounts applied)
$880 /yr.

What is the average home insurance cost for a home in 84062?

  • • The average homeowners insurance premium paid annually for a home in 84062 is around $580 per year.

What does it cost on average per month for home insurance in 84062?

  • • Homeowners in 84062 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84062?

  • • Autoowners in 84062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pleasant Grove area, check out other zip codes nearby 84062.
Review average rates in another zip code:
84062 homeowners insurance rates

Home Replacement Cost Coverage in 84062

Average Building Cost Per Square Foot in 84062: $189

Location: Pleasant Grove, Utah (Utah County)

Average Square Footage in 84062: 1,933 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84062 before you start any project. Pleasant Grove homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,933 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pleasant Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,933$365,300
Additional Upgrades & Added Features$2361,933$456,625
Major Home Updates or Advancements$2841,933$547,950

It's important to understand that when you estimate your replacement cost of your home in the 84062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84062

Best Home & Auto Insurance Agencies in 84062

American Family Insurance

Address: 238 E State Rd, #3 Pleasant Grove, UT 84062
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Allstate Insurance Companies

Address: 1382 W State Rd Pleasant Grove, UT 84062
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Darrin Long Insurance Agcy Inc - State Farm Insurance Agent

Address: 399 E State Rd Pleasant Grove, UT 84062
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84062

Population Review for 84062 Zip Code

For the city of Pleasant Grove, the population within 84062 has increased to over 49,654 residents in population size. The current population total is 47,771. We have broken down the population based on race below. In 84062, there are over 23814 in male population and 23957 females.

PopulationValues
Total Population47,771
White Population40452
Black Population247
Hispanic Population5143
Asian Population593
Hawaiian Population380
Indian Population208
Other Population1831
Male Population23814
Female Population23957
Population Estimate49654

Household Data for 84062

The average number of homes in 84062 is around 13,619, there are an average of 3.50 per household. The average house value according to local real estate values is around $365,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,619
Persons Per Household3.50
Average House Value$365,300
Income Per Household$86867
Median Age28.3
Median Age Male27.4
Median Age Female29.3
84062 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationPLEASANT GRV
Area Code385/801
CityPleasant Grove
City Alias NamePLEASANT GROVE
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1156
Number Of Employees17321
Business First Quarter Payroll177516
Business Annual Payroll783845
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential14187
Delivery Business825
Delivery Total15110
Preferred Last Line KeyZ16224
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16224
Land Area50.705000
Water Area0.007000
City Alias Code
City Mixed CasePleasant Grove
City Alias Mixed CasePleasant Grove
Box Count180
SFDU5572
MFDU259
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497004
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]