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84047 Homeowners Insurance Quotes & Rates

Midvale residents living within the 15,195 homes available in the zip code of 84047 are shopping online to compare cheaper and more affordable Midvale, UT home insurance rates. In the great city of Midvale, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Utah is around $590 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 84047 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 84047 home insurance rates today! Please give us a call now at 1-855-976-2656. For Midvale, UT Homeowners Insurance Quotes, Click to easily get started!

84047 Home Insurance Average Premiums

Local 84047 homeowners insurance quotes comparison

$340 /yr.

Shows Zip Code: 84047 lowest rates with discounts applied on average.

For the 84047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$340 /yr.
Average Coverage:$590 /yr.
2600 sq. ft. or higher
(all discounts applied)
$890 /yr.

What is the average home insurance cost for a home in 84047?

  • • The average homeowners insurance premium paid annually for a home in 84047 is around $590 per year.

What does it cost on average per month for home insurance in 84047?

  • • Homeowners in 84047 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84047?

  • • Autoowners in 84047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Midvale area, check out other zip codes nearby 84047.
Review average rates in another zip code:
84047 homeowners insurance rates

Home Replacement Cost Coverage in 84047

Average Building Cost Per Square Foot in 84047: $189

Location: Midvale, Utah (Salt Lake County)

Average Square Footage in 84047: 1,574 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84047 before you start any project. Midvale homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,574 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Midvale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,574$297,400
Additional Upgrades & Added Features$2361,574$371,750
Major Home Updates or Advancements$2841,574$446,100

It's important to understand that when you estimate your replacement cost of your home in the 84047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84047

Allstate Insurance - Dean R Bentley

Address: 8282 S State St Suite 11 Midvale, UT 84047
Phone: (801)569-8560
Website:

Best Home & Auto Insurance Agencies in 84047

S Jay West Insurance Agcy Inc

Address: 119 Fort Union Blvd Midvale, UT 84047
Phone:
Website:
Info:

Hanks- Lonnie - State Farm Insurance Agent

Address: 119 W 72nd S Midvale, UT 84047
Phone:
Website:
Info:

Allstate Insurance - Dean R Bentley

Address: 8282 S State St, #11 Midvale, UT 84047
Phone:
Website:
Info:

Costley- Daniel W - State Farm Insurance Agent

Address: 7026 S 900 E Midvale, UT 84047
Phone:
Website: http://www.dancostley.com
Info:

Housing Demographics for 84047

Population Review for 84047 Zip Code

For the city of Midvale, the population within 84047 has increased to over 38,825 residents in population size. The current population total is 37,146. We have broken down the population based on race below. In 84047, there are over 18445 in male population and 18701 females.

PopulationValues
Total Population37,146
White Population24973
Black Population1105
Hispanic Population8507
Asian Population1619
Hawaiian Population557
Indian Population518
Other Population4010
Male Population18445
Female Population18701
Population Estimate38825

Household Data for 84047

The average number of homes in 84047 is around 15,195, there are an average of 2.41 per household. The average house value according to local real estate values is around $297,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,195
Persons Per Household2.41
Average House Value$297,400
Income Per Household$65501
Median Age32.1
Median Age Male31.6
Median Age Female32.6
84047 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801
CityMidvale
City Alias NameMIDVALE
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1415
Number Of Employees20548
Business First Quarter Payroll371095
Business Annual Payroll1368487
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03|04
Congressional LandArea20070.54|2550.35
Delivery Residential16110
Delivery Business1309
Delivery Total17522
Preferred Last Line KeyZ16139
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16139
Land Area6.383000
Water Area0.000000
City Alias Code
City Mixed CaseMidvale
City Alias Mixed CaseMidvale
Box Count302
SFDU5768
MFDU4124
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number495542
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]